Update on 21 July 2024.


RM0 RM0.00 CIMB: GOOD NEWS! Your CIMB Credit Card application is approved. For more info, call our Consumer Contact Centre. Thank you


My CIMB PETRONAS Visa Infinite-i is approved !!

How long the CIMB credit card will reach house?


Finally I can use credit card to board Causewaylink bus.....


Last time I have mastercard card only....







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2023 May 23

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Now already almost 1 year.

I believe that Bank Negara and CIMB Bank are currently imposing stricter regulations. I have never owned a credit card before, nor have I taken out car or housing loans. Currently, I have RM 80,000 fixed deposit in CIMB Bank.

The pledged fixed deposit is only RM 3,000, resulting in a credit limit of RM 3,000.

I am 32 years old. It's worth noting that many individuals under 35 declare bankruptcy due to unpaid credit card debts and high levels of debt in Malaysia.






My CIMB Cash Rebate Platinum credit card, which I applied for in May 2023, currently has a RM3000 fixed deposit pledged to it. If I decide to withdraw the fixed deposit, I must cancel the credit card.

Do you think my new normal credit card, which is not linked to a fixed deposit, will be approved?


I use the CIMB Cash Rebate Platinum Credit Card almost every month and pay it with 1 month.

I plan to apply for the CIMB PETRONAS Visa Platinum-i.







Can I use the Ctos score to determine rate of success ?


CIMB PETRONAS Visa Infinite-i


Complimentary 4X Airport Lounge Access per calendar year⁴

Wait in comfort and style at Plaza Premium Lounge. Just present your:

CIMB PETRONAS Visa Infinite-i Credit Card
Passport or NRIC; and
Boarding Pass




This post has been edited by plouffle0789: Jul 21 2024, 08:26 AM

Sotong bank is not < > use one


Lousy bank

Do you applied cimb credit card before?

applied before, rejected la..

Ya...long2 time already
Their service becum worse while others becum better

U try 1st n report back

if first CC with CIMB then slow

if got existing CC with them then very fast

I heard am bank can know on the spot if they approved onot. BTW pretty uob amoi stop me and plead me to apply like 2 week back. This week received sms say approved. Is like 1 week process nia.
I only given IC and she toughie my phone for I-Akaun. Print out statement then kao Tim.

Need to apply one? Normally they offer one

Don even apply CC, CIMB auto give without apply
Salary using CIMB

3 weeks edi leh

Last few days CIMB called me and offer credit card. I rejected. No benefits that attract me.

If need to apply means low keras customer so they take their sweet time. If offer then hari ini offer semalam dah approved

a few bank i try to online apply their cc, fill half way but dont have the document needed, then i close it. but awhile later they call me to ask me continue fill the form and they will help me apply.

can use this trick to try.

Just submit kwsp ah

No submit payslip?
You have housing loan and car loan right?

last time i apply ambank 1 direct MIA for months


in the end they say system got bug ..no notification to their ambank agent

Success get approval?

Apply cards that can linked to Apple Pay.
When you pay with your Apple Watch, looks very cool!

kwsp more accurate to count annual salary

payslip can easily softmod

Through online?


I go cimb bank branch find staff on 5 may

Until now no reply

yes, sotong bank and sc bank both also get.

but sotong bank is my salary bank. they know i got kaching enter every month.