QUOTE(M4A1 @ May 5 2023, 12:33 PM)
Last year 4x wee also tido laBREAKING: OPR increased to 3% unexpectedly, High inflation likely to come soon
BREAKING: OPR increased to 3% unexpectedly, High inflation likely to come soon
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May 5 2023, 06:54 PM
Show posts by this member only | IPv6 | Post
#281
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Senior Member
877 posts Joined: May 2006 From: Kuching |
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May 5 2023, 08:08 PM
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Senior Member
4,707 posts Joined: May 2008 |
QUOTE(Cincai lar @ May 5 2023, 06:40 PM) you pay your installment annually? thats per month commitment for 800k housing loanif i explain in much dumb way for u 25bps OPR adjust resulted extra 200 per month that owner need to bare ; IF he/she dont want to bare..he/she will offload it to tenant aka increase your rental by 200 PER MONTH This post has been edited by fantasy1989: May 5 2023, 08:09 PM |
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May 5 2023, 08:25 PM
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Junior Member
113 posts Joined: Apr 2019 |
QUOTE(fantasy1989 @ May 5 2023, 08:08 PM) you pay your installment annually? thats per month commitment for 800k housing loan 0.25% is per year rate,.. why your monthly installment not calculate on per year rate ??.. so it's 3.9% or 4.1% per month,.. not per year ??,.. thats higher than Ah Long,..if i explain in much dumb way for u 25bps OPR adjust resulted extra 200 per month that owner need to bare ; IF he/she dont want to bare..he/she will offload it to tenant aka increase your rental by 200 PER MONTH This post has been edited by Cincai lar: May 5 2023, 08:25 PM |
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May 5 2023, 08:35 PM
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Senior Member
4,707 posts Joined: May 2008 |
QUOTE(Cincai lar @ May 5 2023, 08:25 PM) 0.25% is per year rate,.. why your monthly installment not calculate on per year rate ??.. so it's 3.9% or 4.1% per month,.. not per year ??,.. thats higher than Ah Long,.. https://www.propertyguru.com.my/mortgage/ho...loan-calculatorgo here and insert value have fun |
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May 5 2023, 08:36 PM
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Junior Member
113 posts Joined: Apr 2019 |
QUOTE(fantasy1989 @ May 5 2023, 08:35 PM) that still doesn't explain why 0.25% is per month not per year rate,.. |
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May 5 2023, 08:40 PM
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4,707 posts Joined: May 2008 |
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May 8 2023, 09:05 AM
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1,365 posts Joined: Aug 2005 |
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May 8 2023, 09:07 AM
Show posts by this member only | IPv6 | Post
#288
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Junior Member
891 posts Joined: Mar 2017 |
proton x90 anyone? come with new interest rate lol
This post has been edited by Colinlim75: May 8 2023, 09:07 AM |
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May 8 2023, 10:40 AM
Show posts by this member only | IPv6 | Post
#289
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Senior Member
877 posts Joined: May 2006 From: Kuching |
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May 8 2023, 11:11 AM
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1,365 posts Joined: Aug 2005 |
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May 8 2023, 11:13 AM
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1,534 posts Joined: Jul 2006 |
^ fatfark seisohai mikechong datang lagi
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May 8 2023, 11:16 AM
Show posts by this member only | IPv6 | Post
#292
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Senior Member
877 posts Joined: May 2006 From: Kuching |
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May 8 2023, 11:17 AM
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Senior Member
1,861 posts Joined: Dec 2008 From: In The HELL FIRE |
mana ada high , still low comparing with neighbors
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May 8 2023, 11:19 AM
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Senior Member
1,050 posts Joined: Jan 2016 From: Land of floods, Kota Tinggi |
Savers era owaii
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May 8 2023, 11:22 AM
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Senior Member
1,365 posts Joined: Aug 2005 |
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May 8 2023, 11:24 AM
Show posts by this member only | IPv6 | Post
#296
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1,767 posts Joined: Jan 2019 |
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May 8 2023, 11:33 AM
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709 posts Joined: Apr 2022 |
QUOTE(nigerian prince @ May 5 2023, 08:01 AM) good news u house renter. you are not affected by OPR becaose u don't have house loan people buy house for 35 year loan.u make the best decisiion in your life by not be burdened by dept only your monthly rental will increase by 250. so again.. congrats to you Do you think interest rates will remain high for 35 years? for instance those who bought house in 2000, have enjoyed low interest rates for 23 years, then another 12 years to go to own the house do you want to rent for 35 years then at end of rent no ownership of house? |
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May 8 2023, 11:35 AM
Show posts by this member only | IPv6 | Post
#298
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Senior Member
1,335 posts Joined: Nov 2004 |
BNM just normalizing the OPR what. Not raising it to high heavens
Ini pun kecoh |
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May 8 2023, 04:34 PM
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Senior Member
2,734 posts Joined: Mar 2008 |
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May 9 2023, 01:17 AM
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Senior Member
1,261 posts Joined: Sep 2021 |
QUOTE(eclectice @ May 8 2023, 04:34 PM) QUOTE(nigerian prince @ May 5 2023, 08:01 AM) good news u house renter. you are not affected by OPR becaose u don't have house loan actually. i dont get what's all the hoo-haa tbh...?u make the best decisiion in your life by not be burdened by dept only your monthly rental will increase by 250. so again.. congrats to you i rented my unit before covid started at X rate in 2019. then when covid came, during that time tenant ask me to reduce rent slightly. twice actually, so changed to Y rate for a while in 2020/2021 then went to Z rate as well in late 2021. then start this year 2023 both agree to go back to X rate from Z rate.. and for now will be maintaining at X rate even with this new OPR. because current OPR is same as when i first start rented out, so basically we are back to square one at X rate.. so no need for rent increment.. same thing happen to me as well with the place im staying at where im renting.. literally same thing except now im in the renter position. basically my rent still the same with 2019 rent.. it got reduced once in 2021, but start of 2023 increase back to the original rent which is same with 2019.. are people taking advantage to hike rent up kaw2 these days when in reality we are just back to 2019 rates...? This post has been edited by Optizorb: May 9 2023, 01:20 AM |
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