Welcome Guest ( Log In | Register )

16 Pages « < 13 14 15 16 >Bottom

Outline · [ Standard ] · Linear+

 BREAKING: OPR increased to 3% unexpectedly, High inflation likely to come soon

views
     
and85rew
post May 5 2023, 06:54 PM

Red Devil
*****
Senior Member
877 posts

Joined: May 2006
From: Kuching


QUOTE(M4A1 @ May 5 2023, 12:33 PM)
semua tidur
*
Last year 4x wee also tido la
fantasy1989
post May 5 2023, 08:08 PM

Look at all my stars!!
*******
Senior Member
4,707 posts

Joined: May 2008



QUOTE(Cincai lar @ May 5 2023, 06:40 PM)
3.6k-3.4k = 200 per year = rm17 per month

how he get rm250 per month ??
*
you pay your installment annually? thats per month commitment for 800k housing loan


if i explain in much dumb way for u

25bps OPR adjust resulted extra 200 per month that owner need to bare ;

IF he/she dont want to bare..he/she will offload it to tenant aka increase your rental by 200 PER MONTH

This post has been edited by fantasy1989: May 5 2023, 08:09 PM
SUSCincai lar
post May 5 2023, 08:25 PM

Getting Started
**
Junior Member
113 posts

Joined: Apr 2019


QUOTE(fantasy1989 @ May 5 2023, 08:08 PM)
you pay your installment annually? thats per month commitment for 800k housing loan
if i explain in much dumb way for u

25bps OPR adjust resulted extra 200 per month that owner need to bare ;

IF he/she dont want to bare..he/she will offload it to tenant aka increase your rental by 200 PER MONTH
*
0.25% is per year rate,.. why your monthly installment not calculate on per year rate ??.. so it's 3.9% or 4.1% per month,.. not per year ??,.. thats higher than Ah Long,..

This post has been edited by Cincai lar: May 5 2023, 08:25 PM
fantasy1989
post May 5 2023, 08:35 PM

Look at all my stars!!
*******
Senior Member
4,707 posts

Joined: May 2008



QUOTE(Cincai lar @ May 5 2023, 08:25 PM)
0.25% is per year rate,.. why your monthly installment not calculate on per year rate ??.. so it's 3.9% or 4.1% per month,.. not per year ??,.. thats higher than Ah Long,..
*
https://www.propertyguru.com.my/mortgage/ho...loan-calculator

go here and insert value

have fun
SUSCincai lar
post May 5 2023, 08:36 PM

Getting Started
**
Junior Member
113 posts

Joined: Apr 2019


QUOTE(fantasy1989 @ May 5 2023, 08:35 PM)
that still doesn't explain why 0.25% is per month not per year rate,..
fantasy1989
post May 5 2023, 08:40 PM

Look at all my stars!!
*******
Senior Member
4,707 posts

Joined: May 2008



QUOTE(Cincai lar @ May 5 2023, 08:36 PM)
that still doesn't explain why 0.25% is per month not per year rate,..
*
go ask chatgpt
SUSM4A1
post May 8 2023, 09:05 AM

[*#^♥SONE♥^#]
******
Senior Member
1,365 posts

Joined: Aug 2005



QUOTE(and85rew @ May 5 2023, 06:54 PM)
Last year 4x wee also tido la
*
so wee = ph quality la laugh.gif
Colinlim75
post May 8 2023, 09:07 AM

Enthusiast
*****
Junior Member
891 posts

Joined: Mar 2017

proton x90 anyone? come with new interest rate lol

This post has been edited by Colinlim75: May 8 2023, 09:07 AM
and85rew
post May 8 2023, 10:40 AM

Red Devil
*****
Senior Member
877 posts

Joined: May 2006
From: Kuching


QUOTE(M4A1 @ May 8 2023, 09:05 AM)
so wee = ph quality la  laugh.gif
*
Wtf is that...tongue.gif
SUSM4A1
post May 8 2023, 11:11 AM

[*#^♥SONE♥^#]
******
Senior Member
1,365 posts

Joined: Aug 2005



QUOTE(and85rew @ May 8 2023, 10:40 AM)
Wtf is that...tongue.gif
*
also tido la


who said ALSO de

not i said wor
sunami
post May 8 2023, 11:13 AM

A CAT that can Bark. LMAO
******
Senior Member
1,534 posts

Joined: Jul 2006
^ fatfark seisohai mikechong datang lagi
and85rew
post May 8 2023, 11:16 AM

Red Devil
*****
Senior Member
877 posts

Joined: May 2006
From: Kuching


QUOTE(M4A1 @ May 8 2023, 11:11 AM)
also tido la
who said ALSO de

not i said wor
*
Did wee protest 4x? icon_idea.gif
Pain4UrsinZ
post May 8 2023, 11:17 AM

Regular
******
Senior Member
1,861 posts

Joined: Dec 2008
From: In The HELL FIRE



mana ada high , still low comparing with neighbors
TruboXL
post May 8 2023, 11:19 AM

Keep on keeping on! 👍
******
Senior Member
1,050 posts

Joined: Jan 2016
From: Land of floods, Kota Tinggi


Savers era owaii
SUSM4A1
post May 8 2023, 11:22 AM

[*#^♥SONE♥^#]
******
Senior Member
1,365 posts

Joined: Aug 2005



QUOTE(and85rew @ May 8 2023, 11:16 AM)
Did wee protest 4x? icon_idea.gif
*
someone said ALSO

also means SAME

not i said hor laugh.gif
msacras
post May 8 2023, 11:24 AM

Regular
******
Senior Member
1,767 posts

Joined: Jan 2019
QUOTE(TruboXL @ May 8 2023, 11:19 AM)
Savers era owaii
*
Jiken lice be like
user posted image
mezanny
post May 8 2023, 11:33 AM

Enthusiast
*****
Junior Member
709 posts

Joined: Apr 2022
QUOTE(nigerian prince @ May 5 2023, 08:01 AM)
good news u house renter. you are not affected by OPR becaose u don't have house loan

u make the best decisiion in your life by not be burdened by dept

only your monthly rental will increase by 250. so again.. congrats to you rclxms.gif  rclxms.gif
*
people buy house for 35 year loan.

Do you think interest rates will remain high for 35 years?

for instance those who bought house in 2000, have enjoyed low interest rates for 23 years, then another 12 years to go to own the house

do you want to rent for 35 years then at end of rent no ownership of house?
seather
post May 8 2023, 11:35 AM

xXxXxXxXx
******
Senior Member
1,335 posts

Joined: Nov 2004


BNM just normalizing the OPR what. Not raising it to high heavens

Ini pun kecoh
eclectice
post May 8 2023, 04:34 PM

Look at all my stars!!
*******
Senior Member
2,734 posts

Joined: Mar 2008
QUOTE(Optizorb @ May 3 2023, 03:40 PM)
So we are just officially back to pre-covid late 2019 rates right??
*
Yup

user posted image

https://tradingeconomics.com/malaysia/interest-rate
Optizorb
post May 9 2023, 01:17 AM

Regular
******
Senior Member
1,261 posts

Joined: Sep 2021
QUOTE(eclectice @ May 8 2023, 04:34 PM)
QUOTE(nigerian prince @ May 5 2023, 08:01 AM)
good news u house renter. you are not affected by OPR becaose u don't have house loan

u make the best decisiion in your life by not be burdened by dept

only your monthly rental will increase by 250. so again.. congrats to you rclxms.gif  rclxms.gif
*
actually. i dont get what's all the hoo-haa tbh...?

i rented my unit before covid started at X rate in 2019.
then when covid came, during that time tenant ask me to reduce rent slightly. twice actually, so changed to Y rate for a while in 2020/2021 then went to Z rate as well in late 2021.

then start this year 2023 both agree to go back to X rate from Z rate.. and for now will be maintaining at X rate even with this new OPR.

because current OPR is same as when i first start rented out, so basically we are back to square one at X rate.. so no need for rent increment..


same thing happen to me as well with the place im staying at where im renting.. literally same thing except now im in the renter position.

basically my rent still the same with 2019 rent.. it got reduced once in 2021, but start of 2023 increase back to the original rent which is same with 2019..


are people taking advantage to hike rent up kaw2 these days when in reality we are just back to 2019 rates...?

This post has been edited by Optizorb: May 9 2023, 01:20 AM

16 Pages « < 13 14 15 16 >Top
 

Change to:
| Lo-Fi Version
0.0264sec    0.58    5 queries    GZIP Disabled
Time is now: 20th December 2025 - 08:31 AM