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 BREAKING: OPR increased to 3% unexpectedly, High inflation likely to come soon

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fantasy1989
post May 3 2023, 03:04 PM

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kek..just another 25bps.. ingat 50bps
fantasy1989
post May 3 2023, 03:11 PM

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QUOTE(Angry Clerk @ May 3 2023, 03:03 PM)
wow
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you will be more busy to chase housing loan defaulter liao ..owai

fantasy1989
post May 3 2023, 03:15 PM

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QUOTE(Bananahead @ May 3 2023, 03:14 PM)
Damn...I thought they said will maintain 2.75 for the rest of the year?! Ayam ordered a car for half a year already, this month only can get, then immediately before that, this happened. What the heck
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Loan signed?
fantasy1989
post May 3 2023, 03:17 PM

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QUOTE(Capt. Marble @ May 3 2023, 03:14 PM)
But 2 days ago LGE said to mantain... I konfus... konfus... selamatkanlah saya dari konfuserisma ni...
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LGE just macai in parliament and NOBODY in BNM
fantasy1989
post May 3 2023, 03:18 PM

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QUOTE(Bananahead @ May 3 2023, 03:17 PM)
Not signed yet, that's the problem. I think next week only let me sign.
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oh gg

luckily i just signed

should be no change already
fantasy1989
post May 3 2023, 03:20 PM

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QUOTE(The.Lucas.DaY @ May 3 2023, 03:19 PM)
Keluarkan EPF untuk bayar house loan!! oh wait
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Account 2 is doable


fantasy1989
post May 3 2023, 03:58 PM

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QUOTE(rtk74 @ May 3 2023, 03:56 PM)
D-Max?
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Yap..next week take car
fantasy1989
post May 5 2023, 10:36 AM

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QUOTE(MishimaZ @ May 5 2023, 10:35 AM)
But anjing DAP always said he chartered accountant, status godsent in Penang. Add some more his godlike aide Tony Pua... even more close to godhood.
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kek
fantasy1989
post May 5 2023, 10:40 AM

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QUOTE(Cincai lar @ May 4 2023, 11:15 PM)
2019 i got FD 5%,.. now where got ??
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before OPR hike FD rate

we should see another ~0.25%?
fantasy1989
post May 5 2023, 04:16 PM

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QUOTE(Cincai lar @ May 5 2023, 03:24 PM)
How u calculate that ???.. even if rental is rm1k,..0,25% x 1k = rm2.5 only,.. how u get rm250 ??
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because owner house installment interest went up by 25bps ma

if he or she pinjam loan 800k

before that 3.9% = RM3.4k
now 25bps
4.15% = rm3.6k lor laugh.gif

if owner dont want to self makan ..just pass it down to tenant

in be4 u x suka , u keluar

This post has been edited by fantasy1989: May 5 2023, 04:17 PM
fantasy1989
post May 5 2023, 08:08 PM

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QUOTE(Cincai lar @ May 5 2023, 06:40 PM)
3.6k-3.4k = 200 per year = rm17 per month

how he get rm250 per month ??
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you pay your installment annually? thats per month commitment for 800k housing loan


if i explain in much dumb way for u

25bps OPR adjust resulted extra 200 per month that owner need to bare ;

IF he/she dont want to bare..he/she will offload it to tenant aka increase your rental by 200 PER MONTH

This post has been edited by fantasy1989: May 5 2023, 08:09 PM
fantasy1989
post May 5 2023, 08:35 PM

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QUOTE(Cincai lar @ May 5 2023, 08:25 PM)
0.25% is per year rate,.. why your monthly installment not calculate on per year rate ??.. so it's 3.9% or 4.1% per month,.. not per year ??,.. thats higher than Ah Long,..
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https://www.propertyguru.com.my/mortgage/ho...loan-calculator

go here and insert value

have fun
fantasy1989
post May 5 2023, 08:40 PM

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QUOTE(Cincai lar @ May 5 2023, 08:36 PM)
that still doesn't explain why 0.25% is per month not per year rate,..
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go ask chatgpt
fantasy1989
post May 9 2023, 11:00 AM

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QUOTE(blanket84 @ May 9 2023, 10:59 AM)
Kesian you so semangat explaining simple thing to an idiot sweat.gif
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sad.gif sad.gif

 

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