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 BREAKING: OPR increased to 3% unexpectedly, High inflation likely to come soon

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cfa28
post May 5 2023, 10:44 AM

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QUOTE(zstan @ May 5 2023, 10:20 AM)
back then KFC was a luxury already.
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KFC is still luxury for me

typically eat less than 6x per year


abelyap
post May 5 2023, 10:47 AM

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QUOTE(waka14 @ May 5 2023, 10:12 AM)
at least back then cost of living vs salary wasnt as bad no?

Please enlighten me
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Feb. 6, 1998 Up 100 11.00
abelyap
post May 5 2023, 10:47 AM

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QUOTE(TiramisuCoffee @ May 5 2023, 10:25 AM)
Then how much?  drool.gif
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Feb. 6, 1998 Up 100 11.00
TiramisuCoffee
post May 5 2023, 10:53 AM

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QUOTE(abelyap @ May 5 2023, 10:47 AM)
Feb.  6, 1998          Up 100        11.00
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rclxm9.gif 🙏
waka14
post May 5 2023, 11:13 AM

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QUOTE(zstan @ May 5 2023, 10:20 AM)
back then KFC was a luxury already.
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tell me more, i was too young to remember then. All i knew that my parents could afford better stuff then me if compared to a similar age..xD

inb4 ask your dad.
Eh..not that easy, deswai i ask /k

This post has been edited by waka14: May 5 2023, 11:13 AM
Xith
post May 5 2023, 11:20 AM

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QUOTE(M4A1 @ May 5 2023, 10:17 AM)
mana FM wey?
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Mana maslan wei . Gov needs some scapegoat to come out and explain.
tifosi
post May 5 2023, 11:25 AM

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QUOTE(zstan @ May 5 2023, 10:20 AM)
back then KFC was a luxury already.
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I remember I was a very happy kid on my birthday because I can only eat McD like once a year. Because it's mahal and bill can come out to like RM 50 whole family. Our usual meal was either cooking at home or ta pau cheap hawker so my parents managed to save for our education and family's future. Even 98 crisis, when the interest rate was crazy, my dad felt the pinch but managed to pull tho no issue because of our lifestyle.

Nowadays ppl, if 1 week don't dine out can die. Have to go cafe la, Starbucks la, have to buy nice car la but OPR raise 25 basis points, cry mother cry father.
nigerian prince
post May 5 2023, 11:40 AM

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QUOTE(premier239 @ May 5 2023, 09:59 AM)
market dun work like this here because there is tons of supply in market to rent

thanks to govt approval of crazy amount projects
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u totaly wrong
in prime location OPR hike = rent hike
zstan
post May 5 2023, 12:09 PM

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QUOTE(cfa28 @ May 5 2023, 10:44 AM)
KFC is still luxury for me

typically eat less than 6x per year
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Log off /K and work harder/smarter

QUOTE(waka14 @ May 5 2023, 11:13 AM)
tell me more, i was too young to remember then. All i knew that my parents could afford better stuff then me if compared to a similar age..xD

inb4 ask your dad.
Eh..not that easy, deswai i ask /k
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I'm sure your dad can afford to scroll /K during working hours too

QUOTE(tifosi @ May 5 2023, 11:25 AM)
I remember I was a very happy kid on my birthday because I can only eat McD like once a year. Because it's mahal and bill can come out to like RM 50 whole family. Our usual meal was either cooking at home or ta pau cheap hawker so my parents managed to save for our education and family's future. Even 98 crisis, when the interest rate was crazy, my dad felt the pinch but managed to pull tho no issue because of our lifestyle.

Nowadays ppl, if 1 week don't dine out can die. Have to go cafe la, Starbucks la, have to buy nice car la but OPR raise 25 basis points, cry mother cry father.
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Exactly. Too many entertainment nowadays
SUSM4A1
post May 5 2023, 12:33 PM

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QUOTE(Xith @ May 5 2023, 11:20 AM)
Mana maslan wei . Gov needs some scapegoat to come out and explain.
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semua tidur
FelixCo
post May 5 2023, 12:44 PM

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14 pages to discuss OPR 😅
SUSM4A1
post May 5 2023, 12:45 PM

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QUOTE(FelixCo @ May 5 2023, 12:44 PM)
14 pages to discuss OPR 😅
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meanwhile menteri relax aje
ruffy_z
post May 5 2023, 12:55 PM

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QUOTE(tifosi @ May 5 2023, 11:25 AM)
I remember I was a very happy kid on my birthday because I can only eat McD like once a year. Because it's mahal and bill can come out to like RM 50 whole family. Our usual meal was either cooking at home or ta pau cheap hawker so my parents managed to save for our education and family's future. Even 98 crisis, when the interest rate was crazy, my dad felt the pinch but managed to pull tho no issue because of our lifestyle.

Nowadays ppl, if 1 week don't dine out can die. Have to go cafe la, Starbucks la, have to buy nice car la but OPR raise 25 basis points, cry mother cry father.
*
Last time parents by 5.30-6pm already reached home. Nowadays where got work life balance
unknown_2
post May 5 2023, 01:08 PM

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QUOTE(ruffy_z @ May 5 2023, 12:55 PM)
Last time parents by 5.30-6pm already reached home. Nowadays where got work life balance
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that is gohmen sector.
private sector, especially if u're blue collar at that time, grind until 8~10pm.
sometimes weekends & holiday also work side job or take the opportunity for OT pay.

different is, last time husband grind like that, wife can either be housewife or do small part time job (like sewing, kids day care, etc...)
then can still afford to buy house, buy car, & raise 4-5 kids.

nowadays is both husband & wife work full time job, need join loan to afford house, car is a must, & usually can afford 1-2 kids only.

This post has been edited by unknown_2: May 5 2023, 01:09 PM
SUSCincai lar
post May 5 2023, 03:24 PM

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QUOTE(nigerian prince @ May 5 2023, 08:01 AM)
good news u house renter. you are not affected by OPR becaose u don't have house loan

u make the best decisiion in your life by not be burdened by dept

only your monthly rental will increase by 250. so again.. congrats to you rclxms.gif  rclxms.gif
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QUOTE(nigerian prince @ May 5 2023, 11:40 AM)
u totaly wrong
in prime location OPR hike = rent hike
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How u calculate that ???.. even if rental is rm1k,..0,25% x 1k = rm2.5 only,.. how u get rm250 ??
darkhunter16
post May 5 2023, 03:29 PM

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QUOTE(Cincai lar @ May 5 2023, 03:24 PM)
How u calculate that ???.. even if rental is rm1k,..0,25% x 1k = rm2.5 only,.. how u get rm250 ??
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Probably RM1 million x 0.25% /12 =RM 200++ per month
SUSCincai lar
post May 5 2023, 03:33 PM

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QUOTE(darkhunter16 @ May 5 2023, 03:29 PM)
Probably RM1 million x 0.25% /12 =RM 200++ per month
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what house rental rm 1 million ???...
nigerian prince
post May 5 2023, 03:51 PM

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QUOTE(Cincai lar @ May 5 2023, 03:24 PM)
How u calculate that ???.. even if rental is rm1k,..0,25% x 1k = rm2.5 only,.. how u get rm250 ??
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cincai lo u x sukak u klua
fantasy1989
post May 5 2023, 04:16 PM

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QUOTE(Cincai lar @ May 5 2023, 03:24 PM)
How u calculate that ???.. even if rental is rm1k,..0,25% x 1k = rm2.5 only,.. how u get rm250 ??
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because owner house installment interest went up by 25bps ma

if he or she pinjam loan 800k

before that 3.9% = RM3.4k
now 25bps
4.15% = rm3.6k lor laugh.gif

if owner dont want to self makan ..just pass it down to tenant

in be4 u x suka , u keluar

This post has been edited by fantasy1989: May 5 2023, 04:17 PM
SUSCincai lar
post May 5 2023, 06:40 PM

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QUOTE(fantasy1989 @ May 5 2023, 04:16 PM)
because owner house installment interest went up by 25bps ma

if he or she pinjam loan 800k

before that 3.9% = RM3.4k
now 25bps
4.15% = rm3.6k lor  laugh.gif

if owner dont want to self makan ..just pass it down to tenant

in be4 u x suka , u keluar
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3.6k-3.4k = 200 per year = rm17 per month

how he get rm250 per month ??

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