only for wise person

Lol people receive It sik perlu bukak thread pon.

Life so meaningless until receive wise card feels like an achievement kah?

Diversion thread?

SIK? SIK??
HAHAHAHAHAHHAHAHAHAHAH

No la, i was asking genuine question..can use overseas or blocked la ? 😅

Er nope, just curious if it work overseas or not

Can use anywhere

I received mine last year

Ah thanks bro. Will try it

can use the virtual card for register trial then delete the card. safer.

🙏 Thanks my man

If u not sure u cant use it overseas then why u bought it? Obviously if u has read their website , it caters to multicurrency account . Can receive money From overseas . Spend money overseas . Some more its based in singapore .

Better just use BigPay or our local debit cards can also use overseas

I actuall just wanna use the wise acc for online je, then suddenly i saw they have wise card, so applied

used to direct top up argentina currency in steam, lasted a day then got blocked

Oh ok, so not that solid la

blocked by steam, but still useful to have to pay for online things

Wtf why block you? Actually the billing address put what if using this Wise card? I was thinking of getting one to top up my US PSN account one…

Okay

Wise transfer sub in finance section kan ada

Slow la that thread

Argentina currency shut off dy by wise. U didn't get the email?

What is wise card. I only know wise is HL bank cc

Used to be known as transferwise i think.

thanks man

Ayam use wise card in japan, quite useful

This post has been edited by xbbshampoo: Apr 29 2023, 02:28 PM

Is it a cc?

got what use..?

no block, i just used last week to top up steam

ayam use in oversea before in SG and USA.

very seamless and very transparent.

Just tap and it goes thru no issues. Just waiting for them to enable ApplePay instead of bringing around the card

Nice!

Prepaid card, bro
Nice!

This post has been edited by bananajoe: Apr 29 2023, 02:39 PM

i using bigpay..and hepi with it
dont 1 many card in my wallet

dem i applied twice always mia. wasted rm13

im use wise to transfer gbp to myr, cheaper than direct transfer to local bank

oh shoot that means it was not steam who blocked, will they ever add it back in again?

i need to try this
edit-what currency?

This post has been edited by Yung_Psyke: Apr 29 2023, 02:54 PM

i use my own address, you mean in wise or psn?

Sad got no Taiwan dollar. Can't use in Tw.

Depends if Argentina currency stabilizes which I doubt so.

Currently using Turkish lira

For PSN. I guess I need to put a fake address matching the account region right?

Send to kawan place la.

Use it to convert myr to jpy and usd and buy useless shits on nintendo online store and dlsite

Exchange rate is surprisingly good doesn’t feel like ripoff

Never use it on foreign land before though

Nope. Its just a pre-load card. You need preload as in transfer amount from your banking account

i use Revolut

Used it to withdraw money in Thailand once

Not bad, once you withdraw the app instantly got notification and will show you the details eg location and the exchange rate

Deleted.

This post has been edited by jojolicia: Apr 29 2023, 05:18 PM

got wad security if someone picks up a loaded card?

is it for cheaper exchange rates compared to cc?

This post has been edited by Starbucki: Apr 29 2023, 05:26 PM

Umm. My SG wise card was added to my iPhone via Apple Pay. Malaysia one don’t have?

Balik from Holiday?

Countries i used this card:

Thailand
Indonesia
Singapore
Laos
UAE
Qatar
Romania
Spain
Kenya
Rwanda

So far, no issue. Only sometimes, paywave cant use. But it is a small issue. Just swipe

Is the forex rate better than BigPay?

This post has been edited by gilabola: Apr 29 2023, 05:27 PM

Big Pay got option to freeze if missing.
Wise not sure. Gonna get one soon.

Maybe same like Big Pay.

I’ve registered in Malaysia and afaik that wise SG supports apple pay

Compare to Big Pay. Wise better exchange rate?

Use your app to block it
Block all

Never use bigpay. don't fly with AA somemore

forgive my ignorance
how do you get cash after the transfer?

oh whats the rate like? now money changer is 33.2 i think

dont use on argentina acc steam. i changed mine to turkey, using it for 6 months dy. so far so good

myr

i dont think malaysia have, i tried add to apple wallet also cannot

Jpy exchange rate around 30.56

their daily/monthly spending limit for prepaid visa is one of the highest.

just nice for buying lv bag for mistress.

i've used it in sweden, but wave does not work there, have to insert the card into the cc machine.

oh okok 1 myr = 30.56yen

This post has been edited by pisces88: Apr 29 2023, 06:00 PM

probably atm withdrawal at that country

Tip: dont use wise to withdraw from ATM in thailand, their ATMs charge 200 or 300 baht withdrawal fee. Not worth it.

Exactly. I was fooled once cos their marketing cleverly claimed that there is no fees but this time, it was levied by the corresponding ATM. The THB200 charge is even more expensive than our traditional banks

I use the app no physical card. Just online banking app transfer on use.
Surely cheaper exchange rate compare to cc.

Now, i switch to 'youtrip' instead, more user friendly in SG & Aust. Seldom use wise now

This post has been edited by jojolicia: Apr 29 2023, 06:12 PM

Can really use without Physical card?

200-300baht per transaction, no matter amount? if withdraw alot maybe ok depending on rate.. how much is the rate for thai baht in wise?

Received but no chance to use at overseas apa gunaaaa

youtrip only for sinkies?

SGrean, PR can. i think workpass also can register (not too sure)

Malaysian id, maybe can select country of registration (not sure if this option available)

You can install youtrip app, try registration from your end

This post has been edited by jojolicia: Apr 29 2023, 07:15 PM

Yes, same just a digital card platform. I used merchant, online purchase all okay, no problem.

This post has been edited by jojolicia: Apr 29 2023, 06:51 PM

yes. I use it in Japan and bought YEN in it. It's much cheaper rate than money changer.

bigpay better

after u register , You can open 2 virtual accounts at one time that you can delete right away, if u want physical card can order at rm13.7 . Lets say u want to buy sowmthing From some dodgy merchant , u can create one , pay and delete .


But if u feel Like u gonna spend on local transactions better take alliance virtual account credit card It will generate a random number, u pay then self destruct .

Transfer online to your local account

Even u wanna use but not many shop in TW accept credit card lol

Alliance. This is new to me. I can let my wifu know.
Thanks for the headup bro/sis👍

This post has been edited by jojolicia: Apr 30 2023, 08:23 AM

You need to check the respective banks, they can have different withdrawal limit. I'm quite sure whatever the limit, it's not worth the extra 200 baht.

I know about the surcharge

But was desperate for extra cash that time


Extra tip for those who want to withdraw - Look for Aeon ATM, their fee is the lowest iinm at 150 THB. The withdrawal fee varies depending on the bank.

This post has been edited by ZeneticX: Apr 29 2023, 11:18 PM

ive added the virtual card to ApplePay.

That's just shitty business of thai bank. I withdraw from ATM machine in Japan and it only charge a maximum of 220yen. But wise also has limit of monthly free amount you can withdraw without any fees. After that amount, it's 1.75% . I still find it more cheaper than changing currency in money changer. That's when I calculate YEN anyways.

Hi bananajoe is back.
I use BigPay it's very convenient when purchasing on Amazon. Not sure about this Wise but many users here recommended BigPay.

Can use to subs onlyfans?

new steam account?

or can change current acc address je?

Can use to pay ebay buyer or overseas FB marketplace seller?

Wise user since 2019 and now my daily multi-purpose card.
It's definitely become a lot more useable over the years.

- Recently compatible with Samsung Pay, Google Wallet, Apple Pay, Grab etc. with almost no need for the physical card.
- Create unlimited virtual cards (limit to 3 at a time) for one-time use purchases or secondary user.
- Tap function works in 99% of places/countries I've visited.
- converts at mid-market FX rates in real-time settlement vs days with banks
- tracks expenses with downloadable reports

Chey tot u left kopitiam

Yea just ordered this card as well. Paid 13.50 for the card?

Wise better. Can store multiple currencies in your account. Bigpay cannot cant

so ts now a wise person for getting the card

you can select to transfer to local bank

is there yearly fee?

eh can ask which card you go to? Saw article said that only mastercard can add to apple/samsung pay, and another said card issued in JP/MY cannot be added.

Manaada.jpg

Yup