just be mindful that their app is buggy, and can sometimes bring you mini heart attacks

Welcome on board 🙏

Not that hot... but just good alternative 😁

Like others said...

The apps kinda weird.... sometimes okay sometimes nope....
And shortages of $$$ interest payment 🤔🧐

if you read the past posts, some didn't get the interest for some reason
hopefully the system has been rectified by now

If you are eligible to take up 1million you wouldn’t be bother with Rize already 🤦‍♀️

Borrowing that amount the interest % would be very low if you know

yes. need to be very disciplined while reaping the benefits of cc.

same as the one and only rule using Cc, pay the statement balance in full. 

yup, if you know what you are doing and can guarantee your own discipline then it is fantastic opportunity to be utilized.

but the other side is, out of 12 months of payment, you just need to miss 1 payment for your BT to be cancelled and then kena charge all those interests.

well its in most of their TnC, if fail to make payment they will cancel the BT and demand you pay back the lump sum immediately.
of course all these depends on the bank and you relationship la, if loyal and good paymaster with good record surely the banks also can be flexible.

but just saying, if they want to exercise their rights, they 100% could.

Whether they will or not, well do you want to take the risk to find out? 

which bank so nice give u waived? I once kena standard chatter, call and send message to them ask for waived, forever no reply. Now i consider to cancel this card with SC

I always marvel at how hardworking and creative the members are. Have forgot to pay cc b4 and kena charge interest, now I always try to pay early even b4 receive statement so that won't repeat this. Can only salute you all

Just got RM 20 assuming is welcome gift 😜 Didn’t register for debit card/anything

Yes. Welcome gift for activated their Rize Commodity Murabahah Savings Account-i and get a change for handphone and weekly Prize. Existing user also have such promo and gets Rm20 as well.

the long processing in their apps is   

i called their CS, was told that if its processing for more than 1 day, mean it won't go through.
due to unclear IC,
CS request to register a new account and abandon the previous application.

i register a new account and instantly able to open and transact.

not sure why their apps won't tell you to reupload IC if its unclear but instead keep stuck at the processing page

The apps design like that one...
Don't know which noob did that.... This part really need improvement one... Don't know when... Already months... Still the same...  very buggy too.... Sometimes got errors too...

Good place to park $$$...
But don't be too much...  have other places park your $$$ too...

If really emergency... And apps down....
Die lorh....

Guys, pls keep your eye on sms from 66300 for the Electrify Your Dreams Campaign. They started sending out msg for Sept monthly prize. You will be surprised. Thanks guys I'm grateful.

RM0 1/2 Rize MY: TQ for activating yr Rize acct. You're now eligible to win a prize. Pls answer this question correctly:

Why consider lucky?

i no SMS!!

Not really
I just said 250k pidm protected and I wish to only put till that amount nothing more
I earn peanut 🥜 but sometimes peanuts goes a long way if you save every single tiny bits and get all the peanuts to work hard for every dollar you save

11.59pm daily

from this calculation, it mean the interest although calculated daily and credited monthly, the daily interest won't stack up into principal for next day interest calculation?

Not lucky 🤦‍♀️ only eligible not entitled yet to the prize

i think the issue is with the word "I" which stand for incremental
my balance is always around 7k++ and max also 10k then come back down to 5k
i guess in order for me to participate i need to dump more money
for example this month i withdraw everything make it like left 100
then next month i pump 10k in so i got entry-

**correction**
i just realize max also they give 15 entries with 1k incremental so all i need to do is to make sure next month i down fall below 11k

yalo.. complicated
never read TnC ma...
now feel like stupid
but my amount is small so i gonna increase and keep it at 11k next month for the whole month just to win 15 entries

this time round very fast. get the bonus 2 days after acc creation

That is why a lot ppl didn’t read properly 🤦‍♀️ only incremental from the previous closing month
Which is why you should read TnC properly 🤦‍♀️
Simple 🤦‍♀️ just add on 1 month a day and the withdraw and add again next month

You wouldn’t know what you are talking as MAIB is simple as you think 🤦‍♀️ especially for serial savers
It look easy 🤦‍♀️ if you don’t do any spend transaction and just serial save

Simple 🤦‍♀️ just add on 1 month a day and the withdraw and add again next month

Already TnC give you example 1 and 2 yet wanna ask  🤦‍♀️ so simple yet wanna ask

just in case u r asking

MAB Oct
(RM 30,000 + RM 30,000 + RM 30,000 + ...... ) / 31
RM 30,000 x 31 /31 = 30,000

MAIB Oct = MAB Oct - MAB Sep = RM 30,000 - 0 = RM 30,000
RM 30,000 / RM 1,000 x 15 = 450 entries
MAB Oct
30,000 / 31 = RM 967.74
RM 967.74 - 0 = RM 967.74
5 entries

All wrong just 15 entries per person per month

tomorrow onwards i gonna leave my account with just RM500 from 1st till 30 Nov and keep it inside Versa
then on 1st Dec onwards till 31st Dec i gonna make sure i deposit RM1k daily
will this strategy work?

Higher chances of hitting the monthly prizes 🤦‍♀️ but not the grand prizes

see later 2AM got interest or not and see if interest correct or not

Is it all interest to receive on 2am?

Wonder why I don’t receive any yet.

I did not receive yet for OCTOBER interest !!!???!?!?!
How come now ?

interest belum masuk...

Yes still missing
So good luck to me to recover the amount

I want to transfer all my money out also scared, after that duit now thru but money didn't receive by recipient bank. Aiyo what is wrong with the app. Interest wrong, missing duit now and now missing profit

The reverse can also happen.

Last week I online transferred funds to Rize from another bank. Everything proceeded smoothly in the originating bank's app, but after approving it via secure authorisation, the message "transaction failed" appeared. "Please contact the Bank".

I tried again, and again it failed.

I checked Playstore, and saw that there was an updated version of the app. After updating, my transfer went through.

The weird thing is that when I then logged into Rize, I found that there were 3 credits, i.e. the 2 failed attempts and the successful transfer were all credited into Rize account. And my account available balance was increased by 3x the transaction amount! Only late at night were the 2 failed transactions deleted and my balance adjusted down.

A system like this is very dangerous

For me, I did receive Jul, Aug, Sep profit on the dot... Oct FAILED

Well..

Like many said previously..

It's lots of bugs & unstable...

Don't dump everything $$$ into Rize... Spread it out to others like KDI or Versa...

Emergency time, we don't know what issues Rize would pop ups @ create havoc 😁

We

no they dont.

also, if your interest supposed to get is rm100. (which will be around 30k deposit)

if they late for 15 days, that's only like 16 cents by right they should top up (which they dont, not for my case at least)

those differences are negligible/insignificant.

updated my post above which answers this.

basically for less than 1 ringgit that is supposedly missing, i cant be assed to chase after rize for it. Since i already know how incompetent they are regarding this stuff. Plus then dont know how long it will even take to resolve it. Worst if they say will be credited with next month's interest then will be another headache to calculate, etc etc.

So i rather keep my monthly communication with them to be regarding the whole amount of late/missing interests only 

he did
#966
#1102

in short, he did not receive the shortfall interest in full
n he was not referring to the interest for late crediting

what a waste they hav a buggy apps.

else it's a steal to hav 5% p.a <RM5k and >RM5k 4% p.a interest comparable to other money market fund out there with up to 250k protected by PIDM.

money market fund still subject to some risk albeit low risk