wah your method perfect

i do like this.

1) deposit before 11.59 pm, same day got interest
2) withdraw X and deposit Y before 12 midnight, kira interest for Y-X same day
2)WIthdraw RN50k 2.00am, deposit back RM50k same day 10pm, no interest on that day
any special thing to share?

actually mine also normal transactions...
i was thinking why my calculation not correct...
if really Rize overpay interest like that,, not sustainable man.

3,5% also i will lari, go for KDI EIR 4%

cut off time is 11.59pm
i include all deposits before 11.59pm

is mistake in my calculation

i just tabulated out all credit and debit, no mistake.
i believe mistake is in our calculations

Try tabulate it out and let us check where is the mistake............

This post has been edited by guy3288: Mar 4 2024, 06:45 PM


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when things go wrong i go back to basics
to find out which is correct.

you dont keep own transaction records?

yesterday i made 4 rentas transactions, 3 reflected in Apps by afternoon,
1 missing ie not reflected in Rize apps.
Next morning only received! and dates not backdated.

better record ini Rize gila gila one.

yeah i agree, should not simply say bank will cut off
or simply say need to see till 4 decimal points....no logic at all

i did so many duitnow out on 5 accounts, all tak kena fee
1 day few times on 1account also tak kena

3.75% big kaki will run, who wants that? might as well go KDI or ASM
i have preempted it whacking BI 4.15% first.

No 4.15% Fd any more, life goes on still.
can park in Rize or KDI 4% ,not much difference

no problem now ........unlike last time.

you dont lose interest if depopsit end of month or sharp on 1st of month

your concept of deposit and withdraw, applies to SSPni
not ASM
especially the SSPNi Ganjaran 1%,
so whoever wanna earn extra sspni 1%
better withdraw now before it is too late

if no 4% announcement i wont wait till 1.4.24 lah... by early 4th week i would be out already
bye bye Rize...

read in sspn thread
SSPN i

Any one really lucky enough?
managed to run away money Rize accidentally credited extra into his account?

but i believe Rize ada rugi some money, accidentally over credit for some.

unless you alot of unused cash dont know where to put
i think the solution is not far away.

I am preparing to exit Rize by next week
dont wait for final rush...

Later got 4% can always come back.

bro dopt play play lo big money here man
now balance Rm132k, but it was 800k 2 weeks ago before i whacked the BI 4.15%

I agree, that is no difference to me.
hardly 2 sen a day.

better go for higher rate then asking for daily compounding
KDI is daily compounding, but 4% not real 4%
only EIR which is less than 4%

i can put 1.25 million and all still covered by PIDM

This post has been edited by guy3288: Mar 21 2024, 02:18 PM

i need speed to move money .

no choice, because banks put a limit RM50k -100k daily transfer limit per account.

with 5 accounts i can move more in 1 day .

if bank does not put this daily transfer limit
1 account enough, i dont go for PIDM.

More like money laundering control
You want to move big sum come show face and sign

on my table got 8 sets

when Zcity was useful i had 25 accounts!

not young lah sudah tua anak sudah habis baca.

I already expected this
Already moved 70% to 4.15% before the curtain came down you missed it

Now left kdi 3.95%.

Different class is bonds
If your appetite same like me

This post has been edited by guy3288: Mar 25 2024, 10:01 AM

if need alot of trouble move for 0.2% then tak payah move lah.

BUT if you already have KDI, moving money is easy peasy.

teach Rize a lesson fun also.

coming back to Rize later is just as easy too.
all can do in my lazy armchair no need move my butt.