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 After got back condo title, what docs to keep ?

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TSkenzotaj
post Mar 16 2023, 12:38 AM, updated 3y ago

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Hi .. anyone has this same naagging questions of what to keep forever and what to throw ??? As there are tonnes of docs.. bank statements .. agreements booklet ... and all these cant keep into small safety box.. ( some fireproof protection )
.. i have wardrobe drawer for semi important docs


1. Original condo strata tjtle .. ( keep in fireproof safebox)
2.. original SnP and deeds of mutual convenants ( for condo) ?? Drawer or safebox ..i plan to throw.away all duplicate SnP
3. Photcopy of perfection of charge returned by bank ... ?? Drawer ?? Safebox ?? Throwaway. Dont seem to have original.
4. Phtocopy CF for occupancy
5. Agreement for bankloan facility..( Originsl copy for customer)
6.. bank offer letter signed ( ori copy for customet)
7. Booking receipts from developer .. payment reciepts.. demands for disbursement letters..
8.. perfection of charge and M.O.T. payment document.. is this still importsnt?.. strata title already under our name.
9. Perfectiom of tranfer to get back title from land office
10. Bank statements and instalment payment receipts
11. Bank discharge from loan letter ..after cleared off bankloan
12.. old cukaii pintu .. cukai tanah statment and receipts..
13.. CKHT boolket.. submitted by lawyer to income tax.
14.. all lawyers correapondent letters . Invoices... payment receipts..
15.. if subsale.. also got seller previous SnP, IC photocopy..
16.. original sales brochure.. house plan from developer


Anymore that i left out ?? Gosh .. looking at the stack of documents is mind boggling...

fireballs
post Mar 16 2023, 01:34 AM

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LazyCat666
post Mar 16 2023, 05:38 PM

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QUOTE(kenzotaj @ Mar 16 2023, 12:38 AM)
Hi .. anyone has this same naagging  questions  of what to keep forever  and what to throw  ??? As there are tonnes of docs.. bank statements .. agreements booklet ...  and  all these cant keep into small safety box.. ( some fireproof protection ) 
.. i have wardrobe drawer for semi important docs
1. Original condo strata  tjtle .. ( keep in fireproof safebox) Most important doc. Keep it at a safe place
2.. original SnP and deeds of mutual convenants ( for condo)  ??  Drawer  or safebox ..i plan to throw.away all duplicate SnP
Keep the SnP for RPGT purposes
3.  Photcopy of  perfection of charge returned  by bank ... ?? Drawer ?? Safebox ?? Throwaway.  Dont seem to have original. [COLOR=red]Can throw
4.  Phtocopy CF for occupancy 
[COLOR=red]Keep
5.  Agreement for bankloan facility..( Originsl copy for customer) [B][COLOR=red]Can throw
6.. bank offer letter signed ( ori copy for customet) [B][COLOR=red]Can throw
7. Booking receipts from developer .. payment reciepts..  demands for disbursement letters.. [B][COLOR=red]Can throw
8.. perfection  of charge  and M.O.T. payment document..  is this still importsnt?.. strata title already under our name. [B][COLOR=red]Keep the invoice and receipt only. Rest can throw
9. Perfectiom of tranfer  to get back title from land office [B][COLOR=red]Can throw
10.  Bank statements  and instalment payment receipts [B][COLOR=red]Can throw
11.  Bank discharge from loan letter ..after cleared off bankloan [B][COLOR=red]Can throw
12.. old cukaii pintu ..  cukai tanah statment and receipts.. [B][COLOR=red]Just keep a copy of the latest copy
13..  CKHT boolket.. submitted by lawyer to income tax. [B][COLOR=red]Can throw
14..  all lawyers correapondent letters . Invoices... payment receipts.. [B][COLOR=red]Keep the invoice and receipt. Rest can throw
15..  if subsale..  also got  seller previous SnP,  IC photocopy.. [B][COLOR=red]Can throw
16.. original sales brochure.. house plan from developer [B][COLOR=red]Can throw
Anymore that i left out ?? Gosh .. looking at the stack of documents is mind boggling...
*
If you are afraid, just scan and keep it in your computer b4 throwing them away
TSkenzotaj
post Mar 16 2023, 07:48 PM

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QUOTE(LazyCat666 @ Mar 16 2023, 05:38 PM)
If you are afraid, just scan and keep it in your computer b4 throwing them away
*
Thks .. now i hv some idea..
Thinking back i likely keep floor plan in case if in future i am selling and new buyer ask for floor plan
nihility
post Mar 16 2023, 08:05 PM

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Keep 1,2 & 4.

Other doesn’t seems necessary for future transactions.
LazyCat666
post Mar 17 2023, 06:41 AM

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QUOTE(nihility @ Mar 16 2023, 08:05 PM)
Keep 1,2 & 4.

Other doesn’t seems necessary for future transactions.
*
I will keep the receipts (for rpgt purposes if less than 5 years), CF & Floor plans (some buyer wants it).
nihility
post Mar 17 2023, 01:50 PM

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QUOTE(LazyCat666 @ Mar 17 2023, 06:41 AM)
I will keep the receipts (for rpgt purposes if less than 5 years), CF & Floor plans (some buyer wants it).
*
1,2 & 4 already contains all the information you stated.

S&P have the information of the selling price & floor plan. CF is separately issue upon vacant possession the unit.

The rest of the documents are not necessary.
LazyCat666
post Mar 17 2023, 01:54 PM

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QUOTE(nihility @ Mar 17 2023, 01:50 PM)
1,2 & 4 already contains all the information you stated.

S&P have the information of the selling price & floor plan. CF is separately issue upon vacant possession the unit.

The rest of the documents are not necessary.
*
I mean the receipts for the lawyer fees etc. That is not in the SPA. And if TS buy the property by subsale, there won't be any floor plan inside the SPA...
TSkenzotaj
post Mar 17 2023, 05:21 PM

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QUOTE(LazyCat666 @ Mar 17 2023, 01:54 PM)
I mean the receipts for the lawyer fees etc. That is not in the SPA. And if TS buy the property by subsale, there won't be any floor plan inside the SPA...
*
then better keep the original SnP floor plane or if dont have the floor plan from developer brochure. Later renovate also seen some floor plan to submit local authority.
Invoices and receipts also to keep for RGPT if less than 5yrs
house renovation receipt , furniture fixtures , electrical items receipts ? Can be used for RGPT offset ?

forever1979
post Mar 18 2023, 12:27 PM

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just keep the title

the title will reflect the ownership (means no need to keep those S&P) and also reflect the discharge of bank (means no need loan agt, bank statement etc)
LazyCat666
post Mar 20 2023, 10:02 AM

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QUOTE(kenzotaj @ Mar 17 2023, 05:21 PM)
then better keep the original SnP floor plane or if dont have the floor plan from developer brochure.  Later renovate also seen some floor plan to submit local authority.
Invoices and receipts also to keep for RGPT if less than 5yrs
house renovation receipt ,  furniture fixtures  , electrical items receipts  ? Can be used for RGPT  offset ?
*
House renovation receipt yes, furniture fixtures if built-in yes. Loose items & electrical items receipt can throw
hanhanhan
post Mar 21 2023, 10:12 AM

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QUOTE(kenzotaj @ Mar 16 2023, 12:38 AM)
Hi .. anyone has this same naagging  questions  of what to keep forever  and what to throw  ??? As there are tonnes of docs.. bank statements .. agreements booklet ...  and  all these cant keep into small safety box.. ( some fireproof protection ) 
.. i have wardrobe drawer for semi important docs

1. Original condo strata  tjtle .. ( keep in fireproof safebox)
2.. original SnP and deeds of mutual convenants ( for condo)  ??  Drawer  or safebox ..i plan to throw.away all duplicate SnP
3.  Photcopy of  perfection of charge returned  by bank ... ?? Drawer ?? Safebox ?? Throwaway.  Dont seem to have original.
4.  Phtocopy CF for occupancy 
5.  Agreement for bankloan facility..( Originsl copy for customer)
6.. bank offer letter signed ( ori copy for customet)
7. Booking receipts from developer .. payment reciepts..  demands for disbursement letters..
8.. perfection  of charge  and M.O.T. payment document..  is this still importsnt?.. strata title already under our name.
9. Perfectiom of tranfer  to get back title from land office
10.  Bank statements  and instalment payment receipts
11.  Bank discharge from loan letter ..after cleared off bankloan
12.. old cukaii pintu ..  cukai tanah statment and receipts..
13..  CKHT boolket.. submitted by lawyer to income tax.
14..  all lawyers correapondent letters . Invoices... payment receipts..
15..  if subsale..  also got  seller previous SnP,  IC photocopy..
16.. original sales brochure.. house plan from developer
Anymore that i left out ?? Gosh .. looking at the stack of documents is mind boggling...
*
keep original condo strata title.

the rest scan then throw.

 

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