move your funds elsewhere la. confirm they give you after that.

Some banks will retain you. Recently I canceled my OCBC, this was my first cc since I started working. From original credit limit, cut by 25% during MCO. Then another 40% in the following year. Leaving me with 42% of original credit limit. Then not allow increase limit also. Terus say bye bye. Their cc good because RM500~999 purchase auto convert to 3 months instalments, >=1000 6 months. No fees.

But I rather not keep because the limit so low after all that reduction. Mau beli G-shock BB King pun kena pikir 10 kali.
yes, MBB good is for IPP/EPP. lol. many merchants can use. good for managing some purchases.
Why do you ask? Are they on invite basis only?

You know what they said when I asked about it? "Please refer to T&C. The bank reserves the rights to review every account and adjust the credit limit as necessary"

Funny, if they were to say I'm high risk, I wouldn't be getting HSBC and Citi cards.

Maybe because I pay full every statement so they just don't fark care lel