My experience
1. Public bank
2. Maybank
3. CIMB

Citibank easiest

you might as well add Hong Leong as 4.

i vote for Maybank, they die die dont wanna increase my credit limit for years. my plat cards stuck at MYR50k credit limit for a decade. in the end, i use it for IPP.

meanwhile, other banks are really generous
screw maybank, kedekut bank

This post has been edited by iEatCuteDogs: Mar 1 2023, 07:53 PM

now citibank no more.

I think Hong Leong. Maybank is easiest if you have existing product with them. I got 2 credit cards with Maybank and 1 with HSBC.



This post has been edited by CoolStoryWriter: Mar 1 2023, 08:07 PM

filtering sus people out, thats how they become #1

HSBC for my experience. CIMB easiest..automatic mail me 4 credit cards wait me activate

kasi earmark FD, any bank also can

i have no problem applying for credit cards with Maybank.... got 3 cards already from them (one is the twin visa-amex cards)

RHB on the other hand, die-die!! want me to get their credit card despite me refusing, the staff said its ok, just apply, no need to use also no problem, told me they need to keep up with KPI or something...

I kesian her, so applied... they gave me their signature visa card...

once I got it, I just kept it in my closet... never used... now 3 years already... only thing is I got taxed RM25 peryear for it...

-.-

Maybank. Been trying apply for years and they just wouldn't approve. Cilaka.

cimb hard?

i feel like thats the easiest

Don't bother.

They also dont want increase my limit even salary already naik. Thinking to move to other bank also

I don't need high limit, just need the AMEX card. But since my waifu got, I just use her AMEX jer. I stopped trying after that. kek

Damn bongok.

I applied for my limit to be lowered instead.

AMEX je ma,

If Maybank most useful card also Maybank 2 Cards Premier Reserve American Express


My limit too low man, intern salary limit.

i dont think so, i got more than 100k with them in FD, they also dont wanna give me a credit limit increase, i bitch so much at their branch counter still tak bagi, and ..... ASPIRE ALSO TAK BAGI. meanwhile my wife have 2 flexi loans with them, they bagi her ASPIRE card

PTUIII BANK!

PS: if there's any Maybank staff seeing this thread, your bank you work for sucks. it's because of this i took hire purchase and housing loans from RHB, Hong Leong and SCB

Yes.

Your record clean lettew, I got deny cos record clean also..

move your funds elsewhere la. confirm they give you after that.

I did not even apply, they just give me. Don't ask me how.

Hate AMEX though, practically useless for me.