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 Which bank hardest in applying their credit card

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iandope
post Nov 7 2024, 10:38 PM

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QUOTE(Najibaik @ Nov 7 2024, 12:16 AM)
uob paling babi
decline my cc and instead send a debit card

got no problem with hsbc stand chart and maybank tho
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UOB literally deliver it to my feet to accept their card lol after i got my HLB and HSBC. tried maybank but they don't even want to look at you.
pokemon
post Nov 7 2024, 10:54 PM

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QUOTE(kawa_e @ Nov 7 2024, 01:47 PM)
Due to my low income, I could not apply for one.
Few years ago, I tried applying for PL. Was rejected too due to low salary and nature of my work (travel). I tried Aeon Credit out of desperation but their interest is very high so I declined. Until today, I still get random calls from ppl about loan.
I guess in my life time I could never apply for one until I have enough money to buy property and car. That probably wont happen. That is my rant and self pity for today.
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Many hawkers have big income.

iEatCuteDogs
post Nov 8 2024, 11:24 PM

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QUOTE(a4techx7 @ Nov 7 2024, 01:46 PM)
i thought it was just me.
10 years and credit limit still 6k and dont wanna give increase too
have 300k in their fd and that is not even 1/5 of my income

hlb is the most generous

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For sure!
And until today... I still haven't get a credit limit increase

Maybank is stupid bank



user posted image

Meanwhile.....

RM0.00 StanChart: Get a credit limit that you deserve. Want to increase your credit limit to RM 95,500 ? If YES, reply Y1. Valid till 31/5/2022. T&Cs apply.

This post has been edited by iEatCuteDogs: Nov 8 2024, 11:26 PM
matrix88
post Nov 8 2024, 11:28 PM

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Any bank also easy if you have the money

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