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 Which bank hardest in applying their credit card

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Paradigmata
post Mar 2 2023, 12:37 AM

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Joined: Aug 2021
QUOTE(ak101ss @ Mar 1 2023, 09:01 PM)
Maybank senang je for me? They also increased my credit limit without even me asking.

I started with MBB 2 Cards Gold in 2013 (applied), then without asking they gave me Visa Signature in 2015 and in 2017 they gave me Visa 2 Cards Premier without asking and in 2019 they increased my credit limit without asking.

I believe they gave me like this cause since day 1 my salary enter Maybank savings account
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Visa 2 cards premier need to spend 80k to waive 800 annual fee

Maybank high tier credit card like to put conditional spending to waive annual fee

QUOTE(patienceGNR @ Mar 1 2023, 09:11 PM)
Some banks will retain you. Recently I canceled my OCBC, this was my first cc since I started working. From original credit limit, cut by 25% during MCO. Then another 40% in the following year. Leaving me with 42% of original credit limit. Then not allow increase limit also. Terus say bye bye. Their cc good because RM500~999 purchase auto convert to 3 months instalments, >=1000 6 months. No fees.

But I rather not keep because the limit so low after all that reduction. Mau beli G-shock BB King pun kena pikir 10 kali.
yes, MBB good is for IPP/EPP. lol. many merchants can use. good for managing some purchases.
Why do you ask? Are they on invite basis only? hmm.gif
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Credit limit can be reduced ka? Lol

QUOTE(sadlyfalways @ Mar 1 2023, 11:28 PM)
i pernah apply citiprestige and it was so hard lmaooo.. siap come interview my parents too
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You use ur parents document to apply is it?

I also want to apply for citiprestige but then I don't want to pay for the 1k annual fee

QUOTE(kerolzarmyfanboy @ Mar 2 2023, 12:04 AM)
easy je me applied PB CC
just a few months after entering career and didn't even opened any account with them before
granted, it's just PB Quantum cards
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I applied visa infinite, went thru.

After getting the card only realized online banking requires go to the branch

Also no sales call

Unlike ambank infinite, after I got my visa infinite, every few days spam my phone if want to cash withdraw until I block the number


 

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