Lol. Confident btul gaji naik every year 100

You go and makan t20 bread during intro price, after that you complain naik harga, haiyaa

You can check the consumer price index for a better gauge, it will average out the prices over many different products.

There is a calculator at the statistics department homepage. It will give you values very close to the Gardenia white bread example I gave you earlier.
https://www.dosm.gov.my/cpi_calc/index.php

T20 bread?

That’s the meals for hardcore poorfags back then, RM0.5 settle a meal.

few million when retire should be enough

go with medical card will be bullet proof ?

life insurance in almost a pyramid scheme. that's why they keep recruiting agent below them.
but the insurance claim part, you need to know what is payable and what's not. you need to understand this part.
insurance only pay for your medical necessary expenses. other services or non-medical expenses, insurance won't pay for it.
example admission kit/pack, TV, extra milo or rice, extra toilet paper, toothbrush etc. all this is pay yourself.
and some hospital bill when you look at it, it is so funny. They charge you for some unrelated expenses. that is where the insurance wont pay also.
example you had a broken leg and admitted to hospital. then the bill charge you psychologist visitation, cardiologist visitation.
these "unrelated to your sickness" doctor just come say hello. check check your heart beat then charged you RM200 for that visit.
insurance won't pay for this. then they also just put endoscopy charges inside also for your broken leg. so unrelated.
that's why when we get hospital bill, go thru it. when something is not right, tell them. they will be happy to remove the charges.
experience from my grandpa and grandma case. I ask them list down everything and explain it. end up having deduct many unrelated expenses.
from RM60k to RM40k. you just imagine

Sorry, I am not sure what is this Delicia you are talking about. A google search only shows this


In any case, it may be better to compare against the CPI which averages it out among many different products.

This post has been edited by loserguy: Feb 28 2023, 12:15 PM

ok got it. from the zakat article if you below 55 you still need to pay zakat harta but not from your epf.

above 55 you pay as normal but its voluntary though. i dont think jais force you to pay the zakat.

That is what insurance are for

Yes no force but as a muslim you should know your duty

Hence the question is it better for zakat payers to continue with kwsp or store in tabung haji with 3% clean dividen (no need to further pay zakat since its settled by TH already)

Actually yes and on top of that the power of compounding effect can help over long run … so not just 5-6% annually but your 5-6% dividend also will earn u 5-6% next year, so on and so forth …

he actually won the lottery jackpot of rm13 million when he was 25,

the story was he later blows it all off on bunch of hookers and cocaine

Not sure, because I don't buy these rolls. May be higher or lower a bit for different products, but the calculator averages it out. Some products will be higher or lower depending on how popular it is in the market.

Just for completeness, that butterscotch loaf cost RM4.20 back in 2013, and it is RM5.50 today. If you run it through the DOSM calculator it shows it should be roughly RM5.13 today.

I thought suicide is crime under national law.. not based on religion.

Whoever that says inflation is 4% is a joke.
The real one is 10% at minimum.
Data from real world experience.

sulah suicide mati apa lagi law you wanna impose?. if Tarak mati, buang them in jail and kasi mati?...

This is the real T20 bread

Nak ipong, imek, mekbuk, ipet terbaru macam mana?

Kita loaded max out ASN. ASN is true budayo kita

Go ask around

This post has been edited by jojolicia: Feb 28 2023, 12:40 PM