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 As long as you dont touch epf, retire no worries

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TSwawasan2200
post Feb 28 2023, 12:52 PM

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QUOTE(Freshmeat21 @ Feb 28 2023, 11:10 AM)
How you survive rm3000 a year?
*
typo
take out 3000 per month in first year
next year every month take 3100
next next year every month 3200
TSwawasan2200
post Feb 28 2023, 12:56 PM

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QUOTE(damnguy36 @ Feb 28 2023, 11:45 AM)
assume that he healthy, assume that no commitment anymore, no more maintenance for house, car, assume he only eat , yeah ure right

then if he live until 100yo , 87yo already 47k left
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why live so long

if no income and at 85 still not yet die fast fast go smoke everyday to die faster
diffyhelman2
post Feb 28 2023, 12:57 PM

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QUOTE(wawasan2200 @ Feb 28 2023, 12:56 PM)
why live so long

if no income and at 85 still not yet die fast fast go smoke everyday to die faster
*
buy this. close the room door and light it up

https://shopee.com.my/product/94991910/7504...fBoChmkQAvD_BwE
mezanny
post Feb 28 2023, 12:58 PM

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QUOTE(ikeiyou @ Feb 28 2023, 11:52 AM)
does it start with P ?
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nope is the other one, AMDK style
JohnL77
post Feb 28 2023, 01:05 PM

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QUOTE(diffyhelman2 @ Feb 28 2023, 12:57 PM)
buy this. close the room door and light it up

https://shopee.com.my/product/94991910/7504...fBoChmkQAvD_BwE
*
Lol Taiping origin.

Why Arnot Susahmaueja smoke cigar but no lung cancer?
JohnL77
post Feb 28 2023, 01:14 PM

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Lol relative retired with half a million. All gone in 2 years.

Yeah, better don't touch lump sum.

Don't forget, EPF used to declare like almost 10% interest. Those days are over.
TSwawasan2200
post Feb 28 2023, 01:17 PM

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QUOTE(JohnL77 @ Feb 28 2023, 01:14 PM)
Lol relative retired with half a million. All gone in 2 years.

Yeah, better don't touch lump sum.

Don't forget, EPF used to declare like almost 10% interest. Those days are over.
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How he spent？

1 year 250k spent...
JohnL77
post Feb 28 2023, 01:20 PM

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QUOTE(wawasan2200 @ Feb 28 2023, 01:17 PM)
How he spent？

1 year 250k spent...
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Car, motorcycle, horidei in expensive country, the rest put in scam.
damnguy36
post Feb 28 2023, 01:20 PM

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QUOTE(wawasan2200 @ Feb 28 2023, 12:56 PM)
why live so long

if no income and at 85 still not yet die fast fast go smoke everyday to die faster
*
Where go money to buy smoke 😂 only way it's 14th floor
damnguy36
post Feb 28 2023, 01:22 PM

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QUOTE(wawasan2200 @ Feb 28 2023, 01:17 PM)
How he spent？

1 year 250k spent...
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Why not his salary 20k per month, 1 year 240k

If commitment very higher monthly 2 years non-work easily spend all
diffyhelman2
post Feb 28 2023, 01:27 PM

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QUOTE(JohnL77 @ Feb 28 2023, 01:20 PM)
, the rest put in scam.
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Money game? Pyramid scheme?
JohnL77
post Feb 28 2023, 01:28 PM

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QUOTE(diffyhelman2 @ Feb 28 2023, 01:27 PM)
Money game? Pyramid scheme?
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Not sure about the details. Some sohai project to build some sohai website.
xPrototype
post Feb 28 2023, 01:30 PM

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QUOTE(JohnLai @ Feb 28 2023, 11:09 AM)
When I asked my co-workers on why they take the EPF withdrawal multiple times.....their anwers, " Ah lah, kita orang ada nak boleh jaga kita kelak, tak usah risau."

unsure.gif
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hate these bodoh using kids as retirement plan
xCM
post Feb 28 2023, 01:39 PM

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Withdraw epf > future

Inflation will beat the epf rate

30 years later 1 million is worthless

Yada2

Huhu
genesiscopy
post Feb 28 2023, 01:52 PM

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QUOTE(Boy96 @ Feb 28 2023, 02:19 PM)
Yes no force but as a muslim you should know your duty

Hence the question is it better for zakat payers to continue with kwsp or store in tabung haji with 3% clean dividen (no need to further pay zakat since its settled by TH already)
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But the zakat is only on withdrawal though? Either maintain as it is in epf or other instruments above 2.5% rate.

Inb4 epf-i is historically 30-50bp lower than conventional.
Natsukashii
post Feb 28 2023, 02:11 PM

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QUOTE(soul78 @ Feb 28 2023, 12:33 PM)
sulah suicide mati apa lagi law you wanna impose?. if Tarak mati, buang them in jail and kasi mati?...
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Yes. If attempt suicide, but failed.. can be jailed because it is a crime.

I know it doesn't make sense.

In Malaysia, doesn't matter which religion you are, suicide is a crime.

If lived, criminalized already.



This post has been edited by Natsukashii: Feb 28 2023, 02:12 PM
iGamer
post Feb 28 2023, 02:16 PM

Toxic ktards probably losers irl
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QUOTE(diffyhelman2 @ Feb 28 2023, 12:57 PM)
buy this. close the room door and light it up

https://shopee.com.my/product/94991910/7504...fBoChmkQAvD_BwE
*
Can turn on aircond while burning it right? blush.gif
Set email/messages to send out 3 days later.
diffyhelman2
post Feb 28 2023, 02:18 PM

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QUOTE(iGamer @ Feb 28 2023, 02:16 PM)
Can turn on aircond while burning it right? blush.gif
Set email/messages to send out 3 days later.
*
I think your room will burn down and whole house catch fire. Menyusahkan neighbor
iGamer
post Feb 28 2023, 02:18 PM

Toxic ktards probably losers irl
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QUOTE(Natsukashii @ Feb 28 2023, 02:11 PM)
Yes. If attempt suicide, but failed.. can be jailed because it is a crime.

I know it doesn't make sense.

In Malaysia, doesn't matter which religion you are, suicide is a crime.

If lived, criminalized already.


*
14th floor got high risk of collateral damages, may land on other innocents, so that one shouldn't decriminalized.

Should do public education choose more responsible way of suicide. nod.gif
iGamer
post Feb 28 2023, 02:20 PM

Toxic ktards probably losers irl
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QUOTE(diffyhelman2 @ Feb 28 2023, 02:18 PM)
I think your room will burn down and whole house catch fire. Menyusahkan neighbor
*
Why burn down? Put the charcoal in paint bucket or some stainless steel kitchen container.
No need big fire, as long as the charcoal is burning it will produce the required carbon monoxide. innocent.gif
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