Which one worth it for Landed? Freehold or Leasehold? and why?

you will own nothing
and you will be happy

on a serious note.

renew leasehold only cost you rm10k.
but premium price you pay for freehold might cost you extra rm200k or rm300k

you do the math

This post has been edited by novblaze: Feb 17 2023, 10:57 PM

If you can live more than 99 years, then freehold is better.

guarantee?

if not, 200k is worth

provided gov let u renew la

Its too general

Need more details for better advicing

At this point we'll of course just choose landed

One age like man, another age like woman.

Freehold value increases with time.

Leasehold value decreases with time.

Selling procedure for leasehold is also more complicated and usually takes 3 more months

comment approved

If he buy 2nd hand, it may not have 99 years left in the lease.
Even if he did not live more than 99 years, but if he decides to sell it. Will it affect the value due to a large portion of the lease already used up?

Freehold is of course better. Better doesn’t mean more worth it. You need to compare the price and location to see which one more worth it.

Leasedhold property loan approval value subject to the remaining lease years, so people buying subsale will need to forkout more money for downpayment, this indirectly impact subsale value of the property…

The renewal subject to government approval, if gov decides to redevelop that area then you need to move out from the land … the house still yours if you can move the whole house away to another plot of land …

The renewal comes with a cost and may not be the same 99 years later and lawyer fee applicable …

I think for most people it will not be a problem but could be a problem with your next generation when u are away … esp if char siew

doesnt matter

location more important

correct correct correct


location good, leasehold left one year also people pay premium price and buy using cash

% of increase in price in leasehold property does not affect much in the first 40 years vs freehold. As other people pointed out, there are many other factors that affect the price, location in particular. But then, of course freehold vs leasehold in the same area would mean freehold would be the safer choice.

Freehold better but freehold tend to be a bit further from development like shops and supermarkets.

Leasehold on the other hand tends to be closer to commercial area but the lease is a bitch la.

please find me a case that gomen no let renew

freehold is too overrated

This post has been edited by novblaze: Feb 17 2023, 11:51 PM

Consider this example. Mr A works in KL, bought a landed house and raised a family. After kids grew up and left, he balik kampung for fresher air, less traffic, lower expenses. He calls agent to sell his landed house. Which house if sold, will give him substantial cash to use even after buying a tiny retirement home in kampung?

A: Leasehold house with 20-30 years remaining
B: Freehold house

999 years / Perpetuity

actually there are other factors to take into account such as location as someone mentioned above

but if assuming everything else is equal, freehold usually has better resale value than leasehold properties.