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 Maybank2u eFixed Deposit

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alex_cyw1985
post Oct 14 2008, 02:12 PM

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tat 10 digit is your account no. you will get another number

login your maybank2u, goto Fixed Deposit Info and check.
alex_cyw1985
post Oct 15 2008, 10:04 AM

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From: Malacca



paid on the maturity date.

e.g.

You put 1K for 6month at 3% interest (example only)

(3/100* 1K) / 12 = interest for 1 month

interest for 6 month = interest for 1 month * 6.
alex_cyw1985
post Jul 12 2009, 08:22 AM

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From: Malacca



QUOTE(Norns @ Oct 23 2008, 11:02 AM)
Hi all

I need to open fixed deposit asap since i need control my spending limit

What different between maybank fixed deposit and efixed besides online transaction ??

if fixed deposit, can we online access or withdraw money before 2 years ?
how about efixed ?

quite blur even i browse the summary from M2U web
*
FD
-1st placement: creation of Fixed Deposit account (customers without an FD account) Creation of FD account is done over the counter
-Certificate will be issued to customer
-Mode of payment for placement can be cash or debit banking account
EFD
-Creation of FD account is done online via Maybank2u.com and processed by the branch the next working day
-No certificate will be issued
-Mode of payment for placement is only debiting the account linked to Maybank2u.com
-An 8-digit reference number ending with 'E' will be given

FD
-Subsequent placement (customers with an FD account) Subsequent placement is over the counter (at the home branch)
-Certificate will be issued to customer
-Mode of payment for placement can be cash or debit banking account

EFD
-Subsequent placement can be done online and debiting of account in real time
-No certificate will be issued
-Mode of payment for placement is only debiting the account linked to Maybank2u.com
-An 8-digit reference number ending with 'E' will be given

FD
-Upliftment Upliftment can only be done over the counter (at the Home branch)
-Mode of payment for upliftment can be cash, credit to account or banker's cheque

EFD
-Only reference numbers with 'E' can be uplifted via Maybank2u.com
-FD with certificate needs to be uplifted over the counter (Home branch)
-Mode of payment for upliftments can only be credited to account linked to Maybank2u.com

FD
-Premature withdrawal Premature withdrawal can be done over the counter for FDs with certificates only

EFD
-Premature withdrawal with reference number ending with 'E' can be uplifted via Maybank2u.com only

FD
-Partial withdrawal Partial withdrawal can be done over the counter

EFD
Not available

FD
-Modification of FD details Modification of FD details such as term, interest payment code or maturity handling can only be done over the counter (Home branch)

EFD
-Modification of FD details such as term, interest payment code or maturity handling can only be done over the counter (Home branch)

FD
-Service availability Normal banking hours over the counter

EFD
-7am till 10pm, 7 days a week including public holidays

FD
-Ex-Phileo Allied eOne customer Customers with eOne accounts can place or uplift over the counter for FDs with certificates

EFD
-All eOne Fixed Deposit accounts will be converted to eFixed Deposit and all certificates will be converted to an 8-digit number that ends with 'E'.
-Upliftment can be done via Maybank2u.com

FD
-Joint account Either one of the joint holders can withdraw upon presenting the FD cert at the counter

EFD
-Either one of the joint holders is allowed to perform the uplilftment
-Proceeds of FD can be credited to any of the joint holders' accounts (either joint/individual account linked to Maybank2u.com)



 

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