hi, my salary is not enough RM1,500 per month,

Maybank stuff told me that, i can put RM5,000 of fixed deposit for 3 months,
and she can help apply the credit card. No need pledge the FX resit to bank.
She told me with very confidently.

This way can use?

Second Question: Can i put my mother name together v me in fixed deposit? will its affect any?

Thanks...!!