If such the case, you can invest in bond funds. The risk is higher but could provide ample return which could be slightly higher than FD.

There're several unit trust managers around. I cannot pin point to the exact fund. You have to scout around.

Take some examples from Public Mutual - PBF, PSBF, PISBF.

If you have furhter queries, please divert your questions in the PM thread.

Those kind of FD need to be created at the branch. Sorry for that.

The advertised rate is per annum rate.

Saving is not taxable.

There's a promo going on:

Check it out:
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

You need to uplift first before you can add more. There's no feature like auto debit or auto top-up.

e-Fixed Deposit's New Enhancement

Please be informed that starting today, there are new enhancements regarding e-Fixed Deposit. Currently, you have to visit to the nearest branch or close the Fixed Deposit if you want to change or modify your FD/GIA and MDA-i details such as tenure or dividend/interest payment mode.

With this new enhancement at M2U, you will be able to do modification of eFD in these areas:

1. Tenure
2. Dividend/ interest payment mode
3. Instruction on maturity

How To:

1. Login to Maybank2u.com
2. Click on ‘Accounts & Banking'
3. Click on ‘Manage Your eFixed Deposit Accounts'
4. Select your eFixed Deposit Account
5. Select ‘Modify' on the certificate.
6. Select the term, Interest payment mode and Instruction on maturity that you wish to changed. ‘Click Continue'.
7. Key in TAC no and click ‘Confirm'.
8. Summary page will appear. Click ‘Print Confirmation' for your personal record.


This service is available daily from 6am to 10.30pm

Terms & Conditions Apply.

URL: http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal

The FD in all banks are governed by the interest rate from BNM. Won't have extraordinary rates in the FD instruments.

M2U eFD does not require TAC anymore for new placement; similar like CIMBClicks.

Perform a upliftment under Accounts & Banking>Fixed Deposits>Make an eFixed Deposit upliftment

It's deducted at instant. Not like CIMBClicks eFD.

Is it the 1st time you perform eFD? Maybe it takes sometime for 1st time creation for a FD account. After that, it'll be almost instantaneously.

Just my guess.

That could have explained why.

First timer?

Give a call to the Maybank CS or you re-do it.

It's compliant to Islamic Banking. Definitely has demand and own attraction.

The last 3 are Islamic banking product. Kindly understand the offered PSR first.

2.75% is quoted annual rate. Please divide it with 0.25 (3/12) as rough estimation.

For 3 months, YES.