Which bank better based on your experience ? in terms of interest rate, flexibility, etc

I check RinggitPlus rank Maybank and Public pretty high, in terms of favourable interest rates

I book property from Ideal Property Group, their recommended bankers are from CIMB, HongLeong, UOB but I do quick check on Ringgit Plus, seems like interest pretty high

I think they gonna send me a CIMB bank banker since my main bank acc is CIMB. First time Home buyer, what to look out for ?

This post has been edited by MKCL: Nov 8 2022, 11:35 AM

mebeng >>> all

but seriously, PB tends to give the lowest

on the other side of the spectrum, CIMB is among the highest

Pbb ocbc etc

Perangkap kapitalis yang sudah dibiasakan. Berhentilah bayar interest kepada bank.

public bank if your profile fit their preferred client profile, can get low interest rate. ayam can said the lowest among all bank

if want senang lulus, can try affin, but this bank many BS one, prepare to sign for CC, pledge deposit, and buy shit load of MRTA..

other like sotong bank also quick easy approve

Ah long, come with free paint

This post has been edited by 2feidei: Nov 8 2022, 11:40 AM

Best is PB for me

mine OCBC, ok jugak

Avoid Hong Leong at all costs. My worst experience with them.

i had been with UOB and PBB so far both are very pleased to deal with .....i think it depend of region one....not all bank are equally same service ....

Mbb

PB

now how much interest?

last time i signed up BLR-2.4%

10 yrs ago.

Pbb low interest rate but force h to buy mrta
Mbb higher abit but mrta is optional. Can buy from outside

I got around there 10 years ago for pb

now is this rate i think:

https://www.iproperty.com.my/guides/latest-...aysia-faq-26047

i took their car loan because they maintain lower rates than mbb but the data entry still screw up la... caused me to pay extra rm 11/month, the loan officer say she want to compensate back half to me but i did not take it, last last she tapao food to my house when letting me sign the application again...

Do you really think we buy house and car for suka suka only?

We had to pay the interest because we need the house and car.

And we don't have the cash to pay full upfront.

2 with PBB
1 with ABB

rhb full flexi, 0 maintenance cost too.

Fuyoh... congratulations... Venice Residensi isit?

don't see ringgitplus... meet the actual banker and get the actual rate... ringgitplus useless one lol