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 RANT : Peminjam Bodo

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ELinawa
post Sep 12 2022, 01:03 PM

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Always read the fine print.
Already know there are 'hidden' cost.
Either extend time 6 mo + extend interest 6 mo.
Or no pay 6 mo but at the end of payment need pay 6 mo lumpsum.
Or other creative way to fuck up people.
jojolicia
post Sep 12 2022, 01:03 PM

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QUOTE(bergstein @ Sep 12 2022, 12:43 PM)
many people think bank is so kind-hearted to give out interest free moratorium lol
common logic thinking 404
*
Exactly, they think during morotorium bank no need pay gaji/ rent etc but they themselves want gaji penuh, handout during pkp. Circus betol 404

This post has been edited by jojolicia: Sep 12 2022, 01:03 PM
jojolicia
post Sep 12 2022, 01:07 PM

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QUOTE(ELinawa @ Sep 12 2022, 01:03 PM)
Always read the fine print.
Already know there are 'hidden' cost.
Either extend time 6 mo + extend interest 6 mo.
Or no pay 6 mo but at the end of payment need pay 6 mo lumpsum.
Or other creative way to fuck up people.
*
Its not fuck up people. There is no free lunch. Nobody will loan out money for no return (interest). No bank owns anyone (free) that 6 (said) months.

This post has been edited by jojolicia: Sep 12 2022, 01:09 PM
Capt. Marble
post Sep 12 2022, 01:09 PM

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Lawyer's letter and independent private debt collectors incoming.

This post has been edited by Capt. Marble: Sep 12 2022, 01:10 PM
kllonely1
post Sep 12 2022, 01:11 PM

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QUOTE(Angry Clerk @ Sep 12 2022, 12:31 PM)
Until today Sep 2022 still people called to bank and claimed that moratorium in 2020 and all the repayment "assistance" 25% payment were supposed to be "interest free"

original Loan 300K,
now outstanding 350K.

More than a year didn't make payment, since 2021. all under 'moratorium'

scold the bank, now cannot pay, macam mana skrg?

asked him sell the house, cannot because own stay, ask him macam mana, he said due to PKP.

Hmmmmmm. PKP pun sudah over la Oi.

Kalau IQ rendah mmg x dpt pinjam loan.
*
tarik rumah je,
biar dia tidur tepi longkang
Chobits
post Sep 12 2022, 01:11 PM

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just declare bankrupt. easy
smallcrab
post Sep 12 2022, 01:14 PM

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Work harder

Don't just minta tolong aje

Owaii
SUSskyblu3
post Sep 12 2022, 01:16 PM

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QUOTE(Angry Clerk @ Sep 12 2022, 12:31 PM)
Until today Sep 2022 still people called to bank and claimed that moratorium in 2020 and all the repayment "assistance" 25% payment were supposed to be "interest free"

original Loan 300K,
now outstanding 350K.

More than a year didn't make payment, since 2021. all under 'moratorium'

scold the bank, now cannot pay, macam mana skrg?

asked him sell the house, cannot because own stay, ask him macam mana, he said due to PKP.

Hmmmmmm. PKP pun sudah over la Oi.

Kalau IQ rendah mmg x dpt pinjam loan.
*
That's why all these offer will have them signed to the agreement.

Nothing they can say now
fantasy1989
post Sep 12 2022, 01:17 PM

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no such thing interest free

moratorium is just assist you from temporary cash flow relief and avoid from getting bad record for short term

whatever you didnt pay still will kena interest la


thats why that time i choose not to take that as my financial does not get impact during MCO

This post has been edited by fantasy1989: Sep 12 2022, 01:18 PM
SUSskyblu3
post Sep 12 2022, 01:17 PM

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QUOTE(Angry Clerk @ Sep 12 2022, 12:41 PM)
Clerk je.

nak lelong nanti cry fader mader

pujimakkkk second call already... all salahan bank bukan salahan sendiri x bayor
*
You work in collection dept ?
fantasy1989
post Sep 12 2022, 01:18 PM

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QUOTE(skyblu3 @ Sep 12 2022, 01:17 PM)
You work in collection dept ?
*
Yes ; He is
tatmeng
post Sep 12 2022, 01:22 PM

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QUOTE(fantasy1989 @ Sep 12 2022, 01:17 PM)
no such thing interest free

moratorium is just assist you from temporary cash flow relief and avoid from getting bad record for short term

whatever you didnt pay still will kena interest la
thats why that time i choose not to take that as my financial does not get impact during MCO
*
I oweis though is interest free. For example if loan installment is $2000 per month. Then moratorium 6 months. Means I no need to pay $2000 in this 6 months as in everything frozen including interest
fantasy1989
post Sep 12 2022, 01:26 PM

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QUOTE(tatmeng @ Sep 12 2022, 01:22 PM)
I oweis though is interest free. For example if loan installment is $2000 per month. Then moratorium 6 months. Means I no need to pay $2000 in this 6 months as in everything frozen including interest
*
No. Please read the fine print and also financial post in fb

it has been spelled out when moratorium being offered

if got such good goodies i also apply la laugh.gif

This post has been edited by fantasy1989: Sep 12 2022, 01:28 PM
nebula87
post Sep 12 2022, 01:28 PM

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QUOTE(Blackagar Boltagon @ Sep 12 2022, 12:35 PM)
TS work as bank manager aar? U need to Chan Fong those asses la.

LEI THENG NGO KONG!!! MOU MORATARIUM JOR!!!! THENG BGO KONG!!!!!
*
Chan Fong literately said these before?
Roadwarrior1337
post Sep 12 2022, 01:32 PM

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Padan muka la moratorium time thank u kerajaan and straight go booking myvi

Now mora ended pretend dimentia
LuckyBai
post Sep 12 2022, 01:34 PM

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Go scold Moo and Zafool for this mess
HikayatSalju
post Sep 12 2022, 01:38 PM

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This thread lots of schadenfreude potential. More borrower tears please.
AdisonMak
post Sep 12 2022, 01:38 PM

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ingat bank buat charity ke?... everything introduced sure got catch one~
acbc
post Sep 12 2022, 01:45 PM

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Unwilling to make sacrifices better just declare bankruptcy.
TheOnly
post Sep 12 2022, 01:51 PM

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QUOTE(tatmeng @ Sep 12 2022, 01:22 PM)
I oweis though is interest free. For example if loan installment is $2000 per month. Then moratorium 6 months. Means I no need to pay $2000 in this 6 months as in everything frozen including interest
*
Ha-ha. You got jokes huh?

If talking to financial illiterate ppl, those that by 35-40 still haven’t grow a substantial investment portfolio, then yea - they’ll believe la.
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