Until today Sep 2022 still people called to bank and claimed that moratorium in 2020 and all the repayment "assistance" 25% payment were supposed to be "interest free"

original Loan 300K,
now outstanding 350K.

More than a year didn't make payment, since 2021. all under 'moratorium'

scold the bank, now cannot pay, macam mana skrg?

asked him sell the house, cannot because own stay, ask him macam mana, he said due to PKP.

Hmmmmmm. PKP pun sudah over la Oi.

Kalau IQ rendah mmg x dpt pinjam loan.