Unwilling to make sacrifices better just declare bankruptcy.

That's why always remember that banks are not your friends.

Everything got charges or interest one.

Kena lawyer's letter also got charges on top of the outstanding debt. The longer drags on, the more charges added. It the judge postpone, also add more charges to the debt.

Believe, I kena before. That's why no more dealing with the banks. Now i do everything cash now. No cash, don't bother to call me.