Aug 4 2022, 10:37 AM
QUOTE(aizielectreon @ Aug 4 2022, 12:15 AM)
Hello,
First time house buyer here.
Just want to ask about the payment waived under the first scheme home.
i recently acquired a RM245,000 property, apartment..2nd hand unit.
Here's the list that I have been notified to pay :-
SPA Legal Fees - RM11,879
Stamp Duty - waived
Evaluation Fees - RM1,100 (estimate)
Deposit 10% - RM24,500.
The question is, do i need to pay the fees? i thought its cover under the first scheme thing.
extra info,
Applied for RM290,000 loan from Public Bank Islamic. Rate is 3.80%. Quite high because apartment is not under strata title.
thank you and have a nice day
Stamp Duty(ies) memang waived for 1st home purchase. First time house buyer here.
Just want to ask about the payment waived under the first scheme home.
i recently acquired a RM245,000 property, apartment..2nd hand unit.
Here's the list that I have been notified to pay :-
SPA Legal Fees - RM11,879
Stamp Duty - waived
Evaluation Fees - RM1,100 (estimate)
Deposit 10% - RM24,500.
The question is, do i need to pay the fees? i thought its cover under the first scheme thing.
extra info,
Applied for RM290,000 loan from Public Bank Islamic. Rate is 3.80%. Quite high because apartment is not under strata title.
thank you and have a nice day
But the scheme never mentions waiver of legal fees, 9/10 times the developer will absorb because they will have their panel solicitors and they have factored it into their selling price.
But this is not a guarantee.
the Skim Rumah Pertamaku (if you are referring to this) only says you can get 100% loan, not waiver of fees.
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