This week's MAS Bill auction results:

Tenure	4-week	12-week
Cut-off yield	3.8%	3.79%
Median yield	3.76%	3.75%
Average yield	3.48%	3.44%
BTC ratio	2.22	1.82

Source:

4-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-07-26

12-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-07-26

t bill last day today for annual

Opps I missed this one haha. Good luck tomorrow.

https://eservices.mas.gov.sg/statistics/fda...ssuePrices.aspx

Yields should be around 3.6% p.a.

Today's 1Y bill auction result:

% of Competitive Applications at Cut-off Allotted	Approximately 96%
% of Non-Competitive Applications Allotted	100%
Bid-to-Cover Ratio	2.95
Cut-off Yield (Price)	3.38% p.a. (96.629)
Median Yield (Price)	3.16% p.a. (96.849)
Average Yield (Price)	2.84% p.a. (97.168)

Source: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-07-30

Need not apply anyway yesterday

Super hot issue... BTC almost 3 times!

i bid 3.5% so money got refunded.
Next one 1 aug 24

MAS Policy Statement: https://www.mas.gov.sg/news/monetary-policy...atement-26jul24



-------------------------------------------

Err deadline to apply is 9pm, 31st July for cash applications. 1st Aug is the auction date and the results will be available at 1pm on 1st of August.

thanks for reminder ..

This week's MAS Bill auction results:

Tenure	4-week	12-week
Cut-off yield	3.79%	3.72%
Median yield	3.7%	3.7%
Average yield	3.55%	3.38%
BTC ratio	1.96	1.99

Source:

4-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-08-02

12-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-08-02

Cold auction but the COY remains unchanged. So if the auction is hotter, COYs would have dropped a lot...

I WILL bid same 3.6% anything lower dun want

Last day to bid 6M T-bill. Do so by 9 pm today ya.

MAS published last bid quote (by primary dealers) of BS24114V maturing 21 Jan 2025: 3.60% p.a.

https://eservices.mas.gov.sg/statistics/fda...ssuePrices.aspx

3.55% 2000 SGD for me...

Remember the yields on T-bills are slightly lower than a comparable FD yield by some 7 basis points... so that's like 3.62% p.a. 6-month SGD FD for me. Ok lah not too bad

Today's 6M bill auction result:

% of Competitive Applications at Cut-off Allotted	Approximately 43%
% of Non-Competitive Applications Allotted	100%
Bid-to-Cover Ratio	2.65
Cut-off Yield (Price)	3.4% p.a. (98.305)
Median Yield (Price)	3.3% p.a. (98.355)
Average Yield (Price)	2.85% p.a. (98.579)

Source: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-08-06

Time to move to MoneyOwl WiseSaver...

This post has been edited by TOS: Aug 1 2024, 01:13 PM

what is money owl wise saver?

Oh it's just another name for Fullerton SGD Cash Fund, an SGD money market fund. You can access it via Moomoo SG, iFAST's FSM One SG, Dollardex etc.

https://www.fullertonfund.com/literature/fu...ss_currency=SGD

WiseSaver is no longer available for new subscription; MoneyOwl, the service provider can't make enough money to cover the cost of operation and sold the entire business to iFAST's iGM back in 2023. They serviced the low-income families in SG pretty well since 2018, and it's a social enterprise so not entirely profit-oriented. I am one of its last few customers who managed to open an account with them just before they shut down, now my account is with iGM and it's a wrap account.

https://www.straitstimes.com/business/money...end-of-the-year

This post has been edited by TOS: Aug 1 2024, 10:22 PM

https://www.businesstimes.com.sg/companies-...year-return-3-1

The demand for risk-free assets is so high that 4-week and 12-week MAS Bills' auction results are still not available well into 5 pm today:

4-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-08-12

12-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-08-12

Now come out liao

This week's MAS Bill auction results:

Tenure	4-week	12-week
Cut-off yield	3.83%	3.6%
Median yield	3.65%	3.55%
Average yield	3.39%	3.23%
BTC ratio	1.69	1.9

Source:

4-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-08-12

12-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-08-12

this looks this will go below 3.4% even, base on current projection.

Yea, I just withdraw 2k SGD from my MoneyOwl WiseSaver/Fullerton SGD Cash Fund to test my luck this Wednesday...

Hopefully with last week's fiasco over, markets calm down and kiasu kiasi retail CPF people kicked out ( ) the yield will be better this auction.

This week's MAS Bill auction results:

Tenure	4-week	12-week
Cut-off yield	3.81%	3.62%
Median yield	3.65%	3.56%
Average yield	3.45%	3.28%
BTC ratio	1.83	2.03

Source:

4-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-08-16

12-week: https://www.mas.gov.sg/bonds-and-bills/auct...date=2024-08-16

Yields steady despite hotter auction, market has recovered...

Last day to bid 6M T-bill. Do so by 9 pm today ya.

MAS published last bid quote (by primary dealers) of BS24115A maturing 04 Feb 2025: 3.34% p.a.

https://eservices.mas.gov.sg/statistics/fda...ssuePrices.aspx

I bid 2k SGD 3.4% p.a... Betting against the wind...