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 Contribute more to EPF

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kausar
post Mar 25 2022, 11:46 AM

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to me its better now, later increase percentage worker said cost of living high but salary still low.
better save in bank or invest.
SUSNew Klang
post Mar 25 2022, 11:46 AM

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Continue to put till 2 million balance so that you can retire with high dividends
Phoenix_KL
post Mar 25 2022, 11:46 AM

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for bn to songlap?
kentchow75
post Mar 25 2022, 11:46 AM

Best Biz Card Printing Service
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Got many other option other than epf ma

Research
prophetjul
post Mar 25 2022, 11:47 AM

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QUOTE(prdkancil @ Mar 25 2022, 11:43 AM)
May i knw the max self contribution RM60k is include the auto contribution from working salary?
Mean if my annual salary dy auto contribute around RM20k thn i only can do self contribution max RM40k ?
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No. The 60k is known as Voluntary contribution. Meaning it is on top of your contribution from your salary.
prdkancil
post Mar 25 2022, 11:50 AM

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QUOTE(poweredbydiscuz @ Mar 25 2022, 11:45 AM)
No. Separate.
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QUOTE(prophetjul @ Mar 25 2022, 11:47 AM)
No. The 60k is known as Voluntary contribution. Meaning it is on top of your contribution from your salary.
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If i pump into my parents kwsp acc (total RM120k) annually since thy both already pass retirement ages can withdraw anytime , does it sound good plan?
mavistan89
post Mar 25 2022, 11:52 AM

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QUOTE(prdkancil @ Mar 25 2022, 11:50 AM)
If i pump into my parents kwsp acc (total RM120k) annually since thy both already pass retirement ages can withdraw anytime , does it sound good plan?
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Bro pump into your own, after 1mil freely withdraw. Better than all those trust fund
keyibukeyi
post Mar 25 2022, 11:54 AM

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ah nehhh voluntarily satu!!!!!!
poweredbydiscuz
post Mar 25 2022, 11:55 AM

 
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QUOTE(prdkancil @ Mar 25 2022, 11:50 AM)
If i pump into my parents kwsp acc (total RM120k) annually since thy both already pass retirement ages can withdraw anytime , does it sound good plan?
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Absolutely. Be mindful that deposit after 55 years old can only withdraw after 60 years old.

This post has been edited by poweredbydiscuz: Mar 25 2022, 11:56 AM
prdkancil
post Mar 25 2022, 11:59 AM

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QUOTE(mavistan89 @ Mar 25 2022, 11:52 AM)
Bro pump into your own, after 1mil freely withdraw. Better than all those trust fund
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Bro the base 1m cant withdraw need wait till 55/60 yo lor , susah mcm ni haha .
If pump into parents account can withdraw full amount anytime ma .
mavistan89
post Mar 28 2022, 06:09 PM

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QUOTE(prdkancil @ Mar 25 2022, 11:59 AM)
Bro the base 1m cant withdraw need wait till 55/60 yo lor  , susah mcm ni haha .
If pump into parents account can withdraw full amount anytime ma .
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Yes bro. But if you have 1m, you won't care about the 1m anymore. You will be very excited when they are going to announce dividend every year and you won't want to take it out
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