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 Contribute more to EPF

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poweredbydiscuz
post Mar 25 2022, 09:19 AM

 
*******
Senior Member
3,835 posts

Joined: Oct 2011
No need increase contribution from salary, just self contribute via online banking.
poweredbydiscuz
post Mar 25 2022, 11:37 AM

 
*******
Senior Member
3,835 posts

Joined: Oct 2011
QUOTE(prdkancil @ Mar 25 2022, 11:31 AM)
If do self contribute via online , it will go to acc1 or 2?
If go to acc2 thn good la , can park money and withdraw to buy hse later
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Same like salary, 70% to Acc1 and 30% to Acc2.
poweredbydiscuz
post Mar 25 2022, 11:45 AM

 
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Senior Member
3,835 posts

Joined: Oct 2011
QUOTE(prdkancil @ Mar 25 2022, 11:43 AM)
May i knw the max self contribution RM60k is include the auto contribution from working salary?
Mean if my annual salary dy auto contribute around RM20k thn i only can do self contribution max RM40k ?
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No. Separate.
poweredbydiscuz
post Mar 25 2022, 11:55 AM

 
*******
Senior Member
3,835 posts

Joined: Oct 2011
QUOTE(prdkancil @ Mar 25 2022, 11:50 AM)
If i pump into my parents kwsp acc (total RM120k) annually since thy both already pass retirement ages can withdraw anytime , does it sound good plan?
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Absolutely. Be mindful that deposit after 55 years old can only withdraw after 60 years old.

This post has been edited by poweredbydiscuz: Mar 25 2022, 11:56 AM

 

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