I am thinking to request to increase from 11% to 16%, save for the future provided epf rate is very nice.

What do you guys think?

As a salaried employee, you have the choice of contributing more for better savings. You or your employer (or both), may voluntarily contribute at a rate exceeding the statutory rate as long as you meet the requirements.

one-off contribution?

anytime also can?

or is it must be committed to be every month?

how about the timing? You can just bank in anytime as you like?

like let's say bank in 2022 once, then after that didnt bank in anymore next year.

May i knw the max self contribution RM60k is include the auto contribution from working salary?
Mean if my annual salary dy auto contribute around RM20k thn i only can do self contribution max RM40k ?