Wanna ask if Working in Singapore got EPF or not?
Need to pay tax also?
Now minimum wages for working in Singapore for fresh graduates degree is how much.

income tax (to sg gov) 100% for sure need to pay liao.
epf equivalent is called cpf there. only if u becum pr got cpf, if u no sg pr then u got 100% salary & no cpf deduction at all.
minimum wage I'm not sure. last time I use spm can get 3k while my kolik using degree only get 2.6k. it's also depend on ur work pass type (whether work permit / employment pass / etc) & based on ur skillet too.

I assume for your level, should be able to get an employment pass. CPF only available to citizens & PRs. Might be starting from 2.5k.

Malaysia Pr and citizen only have CFP.
Fresh grad salary starting 3k SGD
You need to pay tax if you stayed in Singapore for more than 183 days (not sure the correct figure)

Stay in Sg earn their money but don't wan pay tax , dream laa

TS, what's the reason for this thread? If it's for post count, ok.

If it's to find info before you decide to work there, I suggest you reconsider your decision. A person who likes to be spoonfed (Google search will yield those answers to your questions) will not survive there.

1 yes
2 yes
3 this is singapore .. so malaysian would be half.

Minimum salary for employment pass is SGD4500. Next year will be raised to SGD5000.

Our EPF better, even with working visa also can contribute to EPF

Rental of a room there could easily reach SGD1,000 nowadays

Pho real

Real. You may google rentinsingapore for a general idea of how's the rental market there.

Wanna work in Singapore, best to find friends to share room rental together, else hard to save money.

LOL if want find room , i help u , not even cost $1000 per month a single middle-size private room only cost around $600-700

What's private room?

private room mean u stay alone la for the whole room

This post has been edited by TianJian: Mar 17 2022, 10:11 AM

Better skip cpf and put into epf. Percentage return so low and i think withdrawal at agr 65

Diu....I thought you were referring to a room in a private property (condo, landed)

Never heard of this term. At most people say "rent whole room" mah.

1. If you qualify for CPF, you cannot opt out unless you reject being a PR. If you intend to stay long, it's silly to reject being a PR.

2. With CPF, you'll have employer contribution which is quite a big sum.

3. CPF contribution is tax deductible.

Woahhh.

u need let him know benefit of CPF also

No.2, 3 are the benefits mah.

interest... can use for other things also , salary also increase one if u got pr

This post has been edited by TianJian: Mar 17 2022, 10:42 AM

local fresh graduate or expat from malaysia / bangla fresh graduate?

so this tariff for local right, not malaysian

if got pr , salary also increase, which a lot

The combined interest (even if you max out your SA balance) cannot fight EPF interest, something like 4.xx% nia.

If you're referring to buying shares or property, then yes those are other benefits of CPF.

but month housing loan can deduct from cpf , epf cannot

Indeed, this is also why home ownership is high there. But many will be asset rich cash poor because cpf is kosong.

most of them spend like water when age 55 , that's why kosong , go ak those old folks than u know

make sense, priorty to locals, not expats

if u come from a poor state or ulu place, what's the point of putting epf?

going to Sgp in order to have a better life yet still holding back?

retire back to ulu place so that your next gen need to go thru that poor life again?

Sgp is the easiest way out of msia, ego wont put food on your table.

pr also consider local ald , just that u consider second citizen, although not much increase compare EP , but its a huge salary increase if u r S-Pass

This post has been edited by TianJian: Mar 17 2022, 11:43 AM

I know of quite a few Malaysians (PR) who still harbour the thought of returning to Malaysia even though they are past 50 years old and their kids are born and bred there. They tell me, "nvm, I retire in Msia while the kids have their own lives in Singapore". As if things were so simple.

Basically u stay in the spare room of a family who own a HDB

Got ppl to chat with after working hours, can be useful and help them too

Why, what makes it difficult?

In KL for a room at an okok condo also need RM 700-800. So it's almost the same lah, rental in KL and SG.

If in KL don't need pay rent then dif lah.

Retires back to msia 2yrs then conlan7firmed back to sg after that lol

Sg is crowded, cant deny that but it gives u access to everything that u need.

Once back to msia, safety already become an issue lol

I have a few friends that sembang kencang until today still in Sg

I too know at least 2 person who did this. Bought house and cars upon returning, then last2 decided to pack up and go again. I don't think they will ever try to return again.

Yup. About half of MY PRs that I know, in their 40s and 50s have converted to SG citizenship while the other half still have their MY citizenship.

I came to SG in 1986 and still have MY citizenship (although likely converting soon)...

Anyway, I am landlord in SG. so let me share on rentals.

if HDB woodlands:
common room is 650-700 for single occupancy and 900 for double occupancy.

MBR with attached toilet will be 1.2k for double occupancy

if HDB AMK:
common room is 750 for single occupancy and 1100 for double occupancy

MBR with attached toilet will be 1.3/1.4k for double occupancy

Need to pay tax, no need cpf if not pr, minimum salary usually 2.5 to 3k.similar to what is in malaysia, because we are brothers.

This post has been edited by kelvinfixx: Mar 17 2022, 02:55 PM

not really true.
MY fresh uni grads are paid at the SG diploma rates ie 2.5k or so.
SG fresh uni grads are 3.5k - 5k

you can always self contribute your epf la .

Depends on company and industry, not all fresh uni grads are 3.5k to 5k.

Their salary so high, if bring back here x 3.

And if necro a thread in Serious K with a general statement, get one post count.

Heard that working in SG, the CPF self contribution is 20%, and government give 17%.
Is that true?
Just want to know the CPF can take out or not?

Would like to know the tax rate if Malaysia working in SG. How much salary per month only need to pay tax?

Then, if bring back the money to Malaysia, need to pay lhdn tax lagi ah?

single room in sg now can cost around 600 to 2k depending on ur affordability

of cuz 600 is HDB, 1k above usually condo

where you domicile?

That's contributed by the employer, not gomen.

CPF only for PR status , if u working under Work Permit , S-Pass or Employment Pass , no need contribute CPF

And the worst thing here is only a room not whole unit