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Working in Singapore got EPF or not, I meant Malaysian
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SUSTianJian
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Mar 16 2022, 03:18 PM
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QUOTE(eternities @ Mar 16 2022, 03:15 PM) Real. You may google rentinsingapore for a general idea of how's the rental market there. Wanna work in Singapore, best to find friends to share room rental together, else hard to save money. LOL if want find room , i help u , not even cost $1000 per month  a single middle-size private room only cost around $600-700
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SUSTianJian
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Mar 17 2022, 10:10 AM
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QUOTE(mushigen @ Mar 17 2022, 10:10 AM) private room mean u stay alone la for the whole room This post has been edited by TianJian: Mar 17 2022, 10:11 AM
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SUSTianJian
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Mar 17 2022, 10:32 AM
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QUOTE(mushigen @ Mar 17 2022, 10:18 AM) 1. If you qualify for CPF, you cannot opt out unless you reject being a PR. If you intend to stay long, it's silly to reject being a PR. 2. With CPF, you'll have employer contribution which is quite a big sum. 3. CPF contribution is tax deductible. u need let him know benefit of CPF also
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SUSTianJian
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Mar 17 2022, 10:38 AM
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QUOTE(mushigen @ Mar 17 2022, 10:35 AM) No.2, 3 are the benefits mah. interest... can use for other things also , salary also increase one if u got pr This post has been edited by TianJian: Mar 17 2022, 10:42 AM
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SUSTianJian
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Mar 17 2022, 10:43 AM
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QUOTE(teslaman @ Mar 17 2022, 10:42 AM) so this tariff for local right, not malaysian if got pr , salary also increase, which a lot
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SUSTianJian
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Mar 17 2022, 10:45 AM
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QUOTE(mushigen @ Mar 17 2022, 10:43 AM) The combined interest (even if you max out your SA balance) cannot fight EPF interest, something like 4.xx% nia. If you're referring to buying shares or property, then yes those are other benefits of CPF. but month housing loan can deduct from cpf , epf cannot
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SUSTianJian
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Mar 17 2022, 10:48 AM
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QUOTE(mushigen @ Mar 17 2022, 10:47 AM) Indeed, this is also why home ownership is high there. But many will be asset rich cash poor because cpf is kosong. most of them spend like water when age 55 , that's why kosong , go ak those old folks than u know
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SUSTianJian
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Mar 17 2022, 11:43 AM
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QUOTE(teslaman @ Mar 17 2022, 11:26 AM) make sense, priorty to locals, not expats pr also consider local ald , just that u consider second citizen, although not much increase compare EP , but its a huge salary increase if u r S-Pass This post has been edited by TianJian: Mar 17 2022, 11:43 AM
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SUSTianJian
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Apr 20 2022, 10:03 AM
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QUOTE(NeohJing @ Apr 20 2022, 03:09 AM) Would like to know the tax rate if Malaysia working in SG. How much salary per month only need to pay tax? Then, if bring back the money to Malaysia, need to pay lhdn tax lagi ah? CPF only for PR status , if u working under Work Permit , S-Pass or Employment Pass , no need contribute CPF
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