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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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sg8989
post May 10 2024, 05:07 PM

On my way
****
Junior Member
510 posts

Joined: Nov 2021
Just withdraw from GX and deposit to KDI.
sg8989
post May 11 2024, 12:27 AM

On my way
****
Junior Member
510 posts

Joined: Nov 2021
QUOTE(chunhoecch @ May 10 2024, 06:25 PM)
user posted image

I got the confirmation mail for today's deposit, but I can't access my account. Is anyone having this issue? First time seeing this.
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Same issue.
sg8989
post May 11 2024, 06:19 PM

On my way
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Junior Member
510 posts

Joined: Nov 2021
I deposited fund on 10-may 1650
Until now no update, still pending.
What's wrong?
sg8989
post May 11 2024, 06:54 PM

On my way
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Junior Member
510 posts

Joined: Nov 2021
QUOTE(Ramjade @ May 11 2024, 06:46 PM)
After cut off time. Money still floating. Will only be process on Monday.
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So my interest will only start calculate on Monday? flex.gif
sg8989
post May 12 2024, 12:47 AM

On my way
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Junior Member
510 posts

Joined: Nov 2021
QUOTE(guy3288 @ May 11 2024, 08:15 PM)
after cut off time 11 am, wont be updated anymore
wait for next business day Monday

unlike Rize or  GXbank all  online instantly
deposit instantly in, withdraw instanly out. thumbsup.gif
sure, you lose 3 days interest Fri, Sat and Sunday

for me i would  put in Rize or GX bank earn 3 days interest
Monday morning only withdraw and put in KDI. 3 days can get RM15+

Rize and GX bank are indispensable,   money received late in evening still can earn 1 day interest
as late as 11.55 pm still can
imagine put in 5 min earn 1day interest, mana pi cari?
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Indeed,
My fault
I thought KDI is digital bank like GX and rize
My pain now rugi rm15 doh.gif


This post has been edited by sg8989: May 12 2024, 12:51 AM
sg8989
post May 13 2024, 04:54 PM

On my way
****
Junior Member
510 posts

Joined: Nov 2021
Some quite update
I deposited my fund 50k 10-may
It show pending on my apps
on today 13-may, i received notification Thank you for investing in KDI Save! Your online deposit XXXX with the amount of RM 50,000.00 on 10-05-2024 is now successfully invested.

and i got the total return rm5.37
May i know how the return rm5.37 calculated?

sg8989
post May 13 2024, 07:43 PM

On my way
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Junior Member
510 posts

Joined: Nov 2021
QUOTE(ronnie @ May 13 2024, 05:25 PM)
RM50000 x 0.0392228 / 365 = RM5.37

EAR 4% = 3.92228% p.a. (comparative to FD rate)
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So the interest is credited around 5pm daily?
sg8989
post May 25 2024, 04:18 PM

On my way
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Junior Member
510 posts

Joined: Nov 2021
QUOTE(Batusai @ May 25 2024, 01:53 PM)
Hi, would like to ask on the withdrawal of KDI save.

I previously deposited 50k on KDI save.

After few days did some withdrawal of interest. Total current value is still 50k but the total net deposit is less than 50k.

Meaning the 4% interest will be based on the Total Net Deposit and not based on the current value is it?
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4% is ACCUMULATIVE P.A 4%
sg8989
post Aug 2 2024, 01:51 PM

On my way
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Junior Member
510 posts

Joined: Nov 2021
QUOTE(frankliew @ Aug 2 2024, 01:26 PM)
Versa Cash now 4.04% nett
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Maximum limit how much can put?
sg8989
post Mar 21 2025, 12:03 PM

On my way
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Junior Member
510 posts

Joined: Nov 2021
QUOTE(sijee @ Mar 19 2025, 04:43 PM)
I just did a interest calculation to compare interest for Jan vs Feb 2025 based on rm50k deposit. Source: KDI Save monthly statement.

The interest was 4.04% for Jan and 3.66% for Feb.
Can somebody verify? TIA
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Feb short month .

 

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