actually... the new tiered promotional rate is until further notice
the former 3% promotion was until December 2022

Yupp, been investing on kdi since jul & so far okay la with how it turns out.

i dont like FD as there is no quick withdrawal method. Money lock there for x amount of time can't touch.. withdraw out before due will burn all the interests. What happens if you really need the money later? Can you foresee the future?

KDI Save and Versa is for me. Really need money then withdraw out, wait next day money ready in bank account to use. If got credit card option then pay with credit card or TNG first.. nowadays use less cash as possible. Live with credit as long pay back on time. 

Imma risk taker put all my emergency savings with either that is offering higher. Don't follow me if no dare. If really shit happens then time to beg from parents or liquidate my stocks. And will anti that company forever or even go protest at their building.. lol.

means really 4% is ours to keep. 
don't need to think then.. straight switch to Versa on 1st November

yeah interest paid monthly but it will accrued daily depending on how many days your money stayed in Versa.

eh guys, isit just me or KDI site is down?

yes I can't access their website, getting a 503. It all seems so insecure..

Use app no issue.

anyone having trouble logging into KDI?