anyone face this issue before?

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nice... this is why i say akru seems to be doing better...

Maybank interest damn low. But the 6 months 2.8 is attractive though.

Boss... Kdi save 3.0.. anytime withdraw. Daily calculation. Wait la until FD reach 3.1% only take out of kdi la. 😂

Do you have RMs? My RMs are ok, they  offer me their products, i say no, they wont  kacau me.
I say ok, they send me details and i bought, they happy me happy.

Cant say they only sell stupid products , who so stupid wanna buy?
Recently i bought the CIMB CIRA coupon rate 5.5% , paid 3 monthly
Bank Islam Bonds 5.16% , paid 6 monthly
Without RMs how to buy?

But i agree with you Ramjade sapu that MD without giving him face at all.
Are you sure FD rate is almost always lower than MMF??
takda logik la Bro.

FD tie your money down , to get  good rate must  tie longer , withdraw kena cut back no interest.
MMF can withdraw any working day ,no penalty, especially pay daily interest type

So how can FD  pay lower than MMF, everyone run to MMF lo like that.

as per my records, my FDs are always higher than MMF(PMMF, SA, Versa), KDI included.
Note KDI is not you usual MMF, and i doubt next year can maintain same 3%

l

You are talking about the exception rather than the norms.
FD pay higher than MMF is the norms
not the other way round.

Bro, when you go put FDs, do you go find the lowest rate??

Please go read FD thread to open your eyes.
Dont pretend dumb, rates like 2.95%, 3%, 3,2% , even 3.3% are every where from
Ambank, Affin, HLB, BR etc

Even  Maybank still can get 3.0% now.
https://www.maybank2u.com.my/maybank2u/mala...-deposit-i.page

To show you are more clever, you go compare to the top student in class, not the last one ok?

Well said bro ! This guy prob Nvr did his research …. Even his KDI 250k limit is wrong , it’s actually 200k below earns  3% anything above 200k earns 2.25% .

u meant the GoInvest not the normal Go+ right