the bank aint stupid, they will trace the money from the card - > KDI -> your saving acc.
you can cancel the card, but cant dispute the statement amount as it indeed goes into your acc.

just notice that i can filter out the Net deposit or current value from the TOTAL INVESTMENT SUMMARY graph.
but why is there a bump showing the current value increase and drop back as below ?

versa have catch up with 3.2% until year end.
first RM30,000 in your Versa Cash account and it is open to all new and existing Versa Cash users

well, if you have additional money, can consider Versa.
but transferring KDI to versa is seems not worthy for the 30k cause they done calculation, you will get extra Rm20 by year end. Rm5/ month extra.

dont forget you will not get full month, they counting on the days of how long the money in the account and only appearing next month.
seem like KDI is not going to counter versa seeing for the extra Rm5/month.

for example, i have Rm60k in KDI save, so which calculation they doing ?
Calculation 1 : 3.5% on Rm60k
Calculation 2 : 4% on Rm50k, 3.5% on remaining Rm10K ?

steady uphill also. just slower only. still a good investment.

if there is a glitch, do we know how much is the max for Tier 1 before the excessive considered as Tier 2. would like to consider to max Tier 1 first.

i read that term and condition and i have higher amount than RM50k as Tier 1. In fact Rm57,XXX still in Tier 1.