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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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elimi8z
post Apr 27 2022, 01:08 AM

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Don't dump your entire life savings la, diversification mar, FD a bit, KDI abit, UT abit, robo abit, stock abit, crypto abit, property abit
elimi8z
post May 2 2022, 12:48 PM

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user posted image

Balanced portfolio, just 3K depo to save the fees (actually not sure if I should depo 3k or 2999)
elimi8z
post May 2 2022, 02:14 PM

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QUOTE(Alocasia @ May 2 2022, 01:21 PM)
That means if your current value rise >RM3000 they also won't charge you right?
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Yeah, so my depo amount is ngam or not? If it rises, does it calculate into "invested" amount or "profit" which is tracked separately?
elimi8z
post May 3 2022, 10:42 AM

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QUOTE(Davidtcf @ May 2 2022, 10:12 PM)
If it rises near to 3k then transfer some to KDI save or withdraw. That will avoid the management fee.
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So as long the total in KDI Invest is above 3k, they'll charge management fees?
elimi8z
post Jun 18 2022, 01:52 AM

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Balanced profile, loss 61.61 to exchange rates

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Change to Growth on 14th June, loss 149.35 to exchange, gained 134.52, total still down 76.44 to break even
elimi8z
post Jun 18 2022, 08:55 AM

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QUOTE(vostro78 @ Jun 18 2022, 07:44 AM)
thaks for sharing. your growth profile is really growing even in current bear market. next week will be better thumbup.gif
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I think Aggressive guys will even grow more
elimi8z
post Jun 24 2022, 12:03 AM

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QUOTE(Aaron212 @ Jun 23 2022, 09:01 PM)
New FDI user checking in. Just a place to park cash for awhile

For the moment tried RM500 into fdi invest growth profile. Down RM1.50 upon approval
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Currency exchange

QUOTE(Aaron212 @ Jun 23 2022, 10:07 PM)
Parked for the 3%

For invest should topup ideally once a week or month?
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3% is for Save, no?
elimi8z
post Jun 25 2022, 10:52 PM

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Day 11 under Growth
elimi8z
post Jul 4 2022, 10:52 PM

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Day 20 after switching to Growth, RM47 to breakeven, about 5.8% returns?


This post has been edited by elimi8z: Jul 4 2022, 10:54 PM
elimi8z
post Jul 5 2022, 07:58 PM

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QUOTE(Samasama90 @ Jul 5 2022, 07:03 PM)
You enter at good timing. What will happen after your portfolio exceed rm 3001? The system will auto deduct rm 21 fees become rm 2980?
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No idea

elimi8z
post Jul 6 2022, 12:03 AM

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QUOTE(Davidtcf @ Jul 5 2022, 10:20 PM)
If wanna avoid fee just make sure total amount don't hit 3k. Else mthly will see management fee come in. Below 3k they charge a very small amount of custodian fee just a few cents a mth.

Exceed 3k can withdraw to KDI save which is giving promotion of 3% till end of this year. Or withdraw to your bank account (can only withdraw to bank in your own name).

KDI is under Kenanga ya.. A public listed investment bank in Malaysia. Hence many of us trust and use this app.
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Withdrawal to Save no charges? Disposal losses due to forex? How they dispose when we withdraw? I assume they can't and won't process withdrawal of RM10?
elimi8z
post Jul 21 2022, 10:40 AM

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When compared to Versa and Stashaway, I will still stick to KDI, at least KDI is much more a stable reputable bet
elimi8z
post Jul 21 2022, 12:24 PM

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QUOTE(Davidtcf @ Jul 21 2022, 11:14 AM)
Versa using Affin Hwang MMF offering.
Stashaway using AMIncome Fund by Ambank.
KDI their own since they are an investment bank.
All 3 also stable to use (unless if the bank itself KO which is highly unlikely)

But so far KDI Save fastest withdrawal among all of them, also highest interest for this year. So really no brainer to use KDI Save. I putting my emergency funds in there due to this fast withdrawal feature (dont follow if you cant accept this risk laugh.gif )
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Still have to look into how they're structured, Versa and Stashaway is already non FI and don't own their own product, they just tumpang

KDI is self product and self managed by Kenanga
elimi8z
post Jul 22 2022, 05:44 PM

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Day 38
elimi8z
post Jul 22 2022, 06:15 PM

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Nah, I'm just trying out their robo, don't wanna exceed 3k to avoid management fees
elimi8z
post Jul 23 2022, 07:22 PM

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Dunno what major event happened, sudden jump
elimi8z
post Jul 23 2022, 07:28 PM

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QUOTE(FamousLastWords @ Jul 23 2022, 07:25 PM)
mine is Growth as well but negative 7% returns  sweat.gif
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Another RM15 then balik modal liao
elimi8z
post Jul 23 2022, 08:05 PM

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QUOTE(Samasama90 @ Jul 23 2022, 07:57 PM)
Very good return. What will happen after ur portfolio reach rm3001? The fee is base on whole rm 3001 x0.007% or only the rm 1 x0.007% after rm 3000?
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No idea too but always assume the worse 😂
elimi8z
post Jul 24 2022, 10:32 PM

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QUOTE(vostro78 @ Jul 24 2022, 10:27 PM)
if decided to stop the invest and move to ksi save, is that the figure show in current all all 100% move to save account? or got any deduction?
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Really no answer atm

elimi8z
post Jul 25 2022, 10:48 PM

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QUOTE(elimi8z @ Jun 18 2022, 01:52 AM)
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Balanced profile, loss 61.61 to exchange rates

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Change to Growth on 14th June, loss 149.35 to exchange, gained 134.52, total still down 76.44 to break even
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QUOTE(download88 @ Jul 25 2022, 10:33 PM)
you put 3k ? but how come become 2789  sad.gif
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