3k(own contribution) can waive for tax starting this year. so one of the option to reduce tax

4.3% vs 3.95%
u decide

u just need to be aware that money market fund may invest in bond/sukuk, which may be subjected to default risk
how do u think goinvest providing a net return of 3.7% p.a. while go+ was around 3.5% p.a.?
u may assess the risk by reviewing the goinvest/go+ interim report
unfortunately, there is none for KDI
if u r looking for higher return, surely u need to take on additional risk

I deposited some money this morning, only just reflected in account. But it didn't earn interest! Usually, same day deposit before 11am, it will be updated with earned interest for that day!

Did they change things?

I'm getting daily interest and when I calculate it using the formula given in the KDI website, I always have few cents more.

https://digitalinvesting.com.my/save/

Formula given: Daily Interest Amount=Value of investment × ((1+EAR)^(1⁄365)-1 )

If I withdraw tomorrow morning before cut-off time 11am, the money should get around late evening/night right..

I was wondering whether will also get the interest for the day or wont get any interest

doing the withdrawal on Monday before 11AM yield the same result... will you lose weekend's interest payout ?

no PDF for this.

but if you know what a chrome debugger is / or you have a trusted family member in IT, can do as belowi just did this and i calculated that the daily interest is actually 3.913% pa