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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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_kilakila_
post Jun 16 2022, 05:01 PM

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From: Kuala Lumpur

cry.gifcry.gifcry.gif

user posted image
_kilakila_
post Jun 16 2022, 08:55 PM

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From: Kuala Lumpur

QUOTE(vostro78 @ Jun 16 2022, 07:56 PM)
in a day? or from when til when? mine still 100% in saving as current market still bearish
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Last few days also negative RM200++ Today worse.. doh.gif
_kilakila_
post Jun 16 2022, 08:56 PM

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From: Kuala Lumpur

QUOTE(guy3288 @ Jun 16 2022, 08:49 PM)
Balanced Portfolio seem  worse?......
by right now equity down - aggresisve and growth Port should be worse
my growth and aggressive still positive
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You are lucky then..seems like never positive before..or just positive RM30+ in a day then next day -ve already..
_kilakila_
post Jul 11 2022, 02:40 PM

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From: Kuala Lumpur

Changed my risk profile from Balance to Growth last week, its been a week and I still did not see the changes in my KDI Profile. What worse is that the amount in my KDI Invest has lesser RM700 value than before. (The portfolio still under Balance with zero profit/loss)
_kilakila_
post Jul 13 2022, 04:07 PM

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Anyone here has BALANCED portfolio ? Is there huge loss around 1 week ago?
_kilakila_
post Jul 13 2022, 05:38 PM

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From: Kuala Lumpur

QUOTE(Davidtcf @ Jul 13 2022, 05:15 PM)
yeah that is why I switched to aggressive after that. Saw some paper losses.
you just came in thats why.. hard to compare with those investing for few months liao.

Aggressive the way to go for KDI Invest.
Bond prices will improve only after Fed stop raising interest rates. Now not a good time to go into them.
Each time Fed raise, not long you'll see your bond etf prices will drop. On the other hand yield/dividend will increase, but that takes a long time to accumulate. Plus for KDI Invest they buy US domiciled ETFs, which US imposes 30% tax on all dividends paid.
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Because I used to have BALANCE pf before (around 10 days before) and my amount was RM97XX that time.

Then i changed to GROWTH pf afterwards (10-12 days waiting time), IDK what happened during the 10-12days and I saw the amount dropped to RM92XX.

Yesterday my PF finally updated to GROWTH. The amount back to RM97XX with RM500+ "profit" which is not true i think.

For all this while i never see my KDI Invest Balance PF dropped to RM500 within 10 days, the max is only less than RM300 and revert back to RM200+ next day. So I'm confused.

Is it something wrong with the data or that is the cost of switching risk profile?
_kilakila_
post Jul 25 2022, 06:02 PM

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From: Kuala Lumpur

My current portfolio after changing from BALANCED to GROWTH (within this month)

But before the change my value was around RM9.8k so even it seems that the PF increase to RM650 I don't feel I'm earning but maybe actually I did..

https://ibb.co/zGDPFYf
_kilakila_
post Dec 6 2022, 11:32 AM

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From: Kuala Lumpur

QUOTE(phoenix24 @ Dec 5 2022, 09:35 PM)
Anyone still has their money in the invest section of portfolio? Haemorrhage like mad. Wondering how long I have to hold the bag, or if I should just cut loss and call it a day.
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Mine also same, the thing i found out is whenever the stronger RM against USD, my KDI invest value is lower day by day. Growth profile btw.

This post has been edited by _kilakila_: Dec 6 2022, 11:33 AM
_kilakila_
post Feb 21 2023, 12:54 PM

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From: Kuala Lumpur

I wonder if anyone here actually have a positive value for the KDI invest? Mine after 1 year still -RM1.55 😅🥲

_kilakila_
post Feb 22 2023, 10:11 AM

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QUOTE(Vickyle @ Feb 22 2023, 08:46 AM)
Mine remains in the negative for nearly a year too.
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My amount is around rm12k+ , but for the whole year I never seen it goes up to more than rm20 (maybe for just a day) and the whole 364 days it was negative.

If I see the earning can go up to more than rm100 then that might be fine but never...loll. Never earn more than 0.01% for my portfolio🙃

Then what's the point of putting in KDI invest, SAVE at least can get 3.5% return.

Mine is Growth profile btw..
_kilakila_
post Feb 22 2023, 11:10 AM

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From: Kuala Lumpur

QUOTE(Ramjade @ Feb 22 2023, 10:37 AM)
You need to see whole picture. Whole market is not really moving up. Hence your portfolio is not really growing. In fact sometime market is also down.
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Hmm you're right perhaps. Just thought of the opportunity cost if that's the case. 🥲
_kilakila_
post May 24 2023, 01:24 PM

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From: Kuala Lumpur

KDI Invest withdrawal is so slow, requested on last Thurs but now also haven't deposit to my account. Duh.
_kilakila_
post May 25 2023, 12:40 PM

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From: Kuala Lumpur

QUOTE(xander2k8 @ May 24 2023, 05:16 PM)
Not even 6 to 7 working days yet 🤦‍♀️ wait until next week Monday should be in your bank account
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Received the funds after 6pm yesterday..it's too slow IMO..
_kilakila_
post May 25 2023, 03:20 PM

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From: Kuala Lumpur

QUOTE(xander2k8 @ May 25 2023, 02:29 PM)
Slow because they are not efficient 🤦‍♀️ anyway StashAway 3 to 5 business days

I assume because it takes 1 day to process, another day to sell and another day to convert back to RM while another 3 days to process the payment back to your bank account locally

Even if you buy or sell through Rakuten it will still take 3 business days to process 🤦‍♀️ hence KDI is double of that time length
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Yeah man..pump in money fast, withdrawal damn slow. If emergency need cash tak boleh pakai KDI invest..
_kilakila_
post Jun 16 2023, 05:19 PM

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From: Kuala Lumpur

Finally seeing green for my KDI Invest after so long..around 10% profit
_kilakila_
post Dec 16 2023, 02:05 PM

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638 posts

Joined: Feb 2020
From: Kuala Lumpur

Anyone having issue logging in KDI account? I tried but it shows password incorrect then I reset also the same thing.
_kilakila_
post Dec 16 2023, 02:08 PM

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638 posts

Joined: Feb 2020
From: Kuala Lumpur

QUOTE(ericlaiys @ Dec 16 2023, 02:06 PM)
No problem . Just tested and working
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I see..maybe it’s my phone problem then🥲

 

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