Feb 6 2022, 12:14 PM
QUOTE(kiTZss @ Feb 4 2022, 10:48 PM)
axa-com-my.cdn.axa-contento-118412.eu/axa-com-my%2Fde152e7f-0a34-4c35-9cfb-460040749d44_smartcare+optimum+plus+pds.pdf
Is this ? Is it investement link product ? If not , then I would need to top up the premium from time to time due to the escalacting healthcare cost ? Woule prefer the premium more stable and doesnt fluctuate much.
healthcare cost will never be stable.Is this ? Is it investement link product ? If not , then I would need to top up the premium from time to time due to the escalacting healthcare cost ? Woule prefer the premium more stable and doesnt fluctuate much.
as you age, you will pay more (even without inflation)
combined with inflation, naturally you will just pay much more for the next year (either yearly renewable premium, 5 years renewable or cost of insurance in ILP)
you should think what type of coverage you want to have (zero deductible, low deductible, high deductible, plus the annual/lifetime limit coverage)
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