May 24 2022, 07:40 AM
QUOTE(_kilakila_ @ May 18 2022, 03:55 PM)
Nope. If you DID NOT GO for body checkup /consultation/take medication/whatsoever treatment that will expose your condition, either in private clinic or hospital, those that keep your records, then you are safe.
I might be wrong though, just my thoughts.
If you did not do the above,... Then you will not know you hv preexisting condition.I might be wrong though, just my thoughts.
But at times, there are systoms that are caused by a conditions. These systom maybe seems normal and seems unrelated to the actual condition.
Ex: if one did not declare any clinics visits treatment of headache during a certain time frame.... And if a brain turmor were to be diagnosed during a certain time frame after having bought an insurance policy,....
Maybe it can leads to this "waiting period", or "preexisting condition" exclusions as in this example....
Understanding the Terms of Your Policy: Waiting Period, Pre-Existing Conditions and More
https://www.prudential.com.my/en/we-do-puls...and-exclusions/
Thus, it may leads to this trouble
QUOTE(,May 18 2022, 03:09 PM)
Hard to get claim approve
Need this need that, all those supporting document to proof my preexisting illness doesnt have any cause of my current illness which lead me to hospitalisation. Kinda troublesome, whereas my friend using other brand no issue.
Just my unqualified field postNeed this need that, all those supporting document to proof my preexisting illness doesnt have any cause of my current illness which lead me to hospitalisation. Kinda troublesome, whereas my friend using other brand no issue.
This post has been edited by T231H: May 24 2022, 08:00 AM
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