Outline ·
[ Standard ] ·
Linear+
Public Bank Housing Loan Principal Repayment
|
kelvinfixx
|
Yesterday, 12:34 PM
|
|
Anyone knows how to pay principle using app/online? now my loan is auto deduct from saving account. I want to pay extra into my pricinple.
My loan is semi flexi.
This post has been edited by kelvinfixx: Yesterday, 12:34 PM
|
|
|
|
|
|
Human Nature
|
Yesterday, 01:37 PM
|
|
QUOTE(kelvinfixx @ Nov 28 2025, 12:34 PM) Anyone knows how to pay principle using app/online? now my loan is auto deduct from saving account. I want to pay extra into my pricinple. My loan is semi flexi. If i am not mistaken, have to make payment over the counter. Give 1 month notice.
|
|
|
|
|
|
hihihehe
|
Yesterday, 01:41 PM
|
|
QUOTE(kelvinfixx @ Nov 28 2025, 12:34 PM) Anyone knows how to pay principle using app/online? now my loan is auto deduct from saving account. I want to pay extra into my pricinple. My loan is semi flexi. i pay using app. just hit pay loan installment and enter the amount i want to pay.
|
|
|
|
|
|
Avangelice
|
Yesterday, 01:44 PM
|
|
First time paying 25k into my principle for my home loan and first time also issuing a cheque. Thanks to this sub
|
|
|
|
|
|
kelvinfixx
|
Yesterday, 05:17 PM
|
|
QUOTE(hihihehe @ Nov 28 2025, 01:41 PM) i pay using app. just hit pay loan installment and enter the amount i want to pay. your loan is semi flexi right? Does it pay and reduce the principle? This post has been edited by kelvinfixx: Yesterday, 05:23 PM
|
|
|
|
|
|
hihihehe
|
Yesterday, 05:22 PM
|
|
QUOTE(kelvinfixx @ Nov 28 2025, 05:17 PM) your loan is semi flexi right? yes.
|
|
|
|
|
|
kelvinfixx
|
Yesterday, 05:24 PM
|
|
QUOTE(hihihehe @ Nov 28 2025, 05:22 PM) Does it reduce the principle, or it just accumulate in the monthly payment?
|
|
|
|
|
|
hihihehe
|
Yesterday, 05:31 PM
|
|
QUOTE(kelvinfixx @ Nov 28 2025, 05:24 PM) Does it reduce the principle, or it just accumulate in the monthly payment? read 2nd page. i haven't see the impact yet looking at my loan balance
|
|
|
|
|
|
Human Nature
|
Yesterday, 06:46 PM
|
|
QUOTE(hihihehe @ Nov 28 2025, 01:41 PM) i pay using app. just hit pay loan installment and enter the amount i want to pay. What is the transaction code? I buta2 follow my agent said need to give 1 month advance notice and go counter This post has been edited by Human Nature: Yesterday, 06:51 PM
|
|
|
|
|
|
hihihehe
|
Yesterday, 06:56 PM
|
|
QUOTE(Human Nature @ Nov 28 2025, 06:46 PM) What is the transaction code? I buta2 follow my agent said need to give 1 month advance notice and go counter  668 for principal
|
|
|
|
|
|
Human Nature
|
Yesterday, 07:14 PM
|
|
QUOTE(hihihehe @ Nov 28 2025, 06:56 PM) Nice
|
|
|
|
|
|
Human Nature
|
Today, 08:19 PM
|
|
QUOTE(hihihehe @ Nov 28 2025, 06:56 PM) Hi, is your monthly installment auto deduct from saving account? If yes, when you make this manual payment, does it still deduct from the savings?
|
|
|
|
|
|
hihihehe
|
Today, 08:36 PM
|
|
QUOTE(Human Nature @ Nov 29 2025, 08:19 PM) Hi, is your monthly installment auto deduct from saving account? If yes, when you make this manual payment, does it still deduct from the savings? After make extra payment, my next schedule payment will be the next month
|
|
|
|
|
|
Reeson
|
Today, 08:43 PM
|
|
hello tumpang thread ya  anyone know what this means? as i understand, it means if i want to make payment towards the principal, i can only pay at least 3 times my monthly payment (means RM3K, if my monthly is RM1K) is that correct? is this standard practice by banks? This post has been edited by Reeson: Today, 08:44 PM
|
|
|
|
|