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 Public Bank Housing Loan Principal Repayment

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kelvinfixx
post Yesterday, 12:34 PM

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Anyone knows how to pay principle using app/online? now my loan is auto deduct from saving account. I want to pay extra into my pricinple.

My loan is semi flexi.

This post has been edited by kelvinfixx: Yesterday, 12:34 PM
Human Nature
post Yesterday, 01:37 PM

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QUOTE(kelvinfixx @ Nov 28 2025, 12:34 PM)
Anyone knows how to pay principle using app/online? now my loan is auto deduct from saving account. I want to pay extra into my pricinple.

My loan is semi flexi.
*
If i am not mistaken, have to make payment over the counter. Give 1 month notice.
hihihehe
post Yesterday, 01:41 PM

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QUOTE(kelvinfixx @ Nov 28 2025, 12:34 PM)
Anyone knows how to pay principle using app/online? now my loan is auto deduct from saving account. I want to pay extra into my pricinple.

My loan is semi flexi.
*
i pay using app. just hit pay loan installment and enter the amount i want to pay.
Avangelice
post Yesterday, 01:44 PM

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First time paying 25k into my principle for my home loan and first time also issuing a cheque. Thanks to this sub
kelvinfixx
post Yesterday, 05:17 PM

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QUOTE(hihihehe @ Nov 28 2025, 01:41 PM)
i pay using app. just hit pay loan installment and enter the amount i want to pay.
*
your loan is semi flexi right? Does it pay and reduce the principle?

This post has been edited by kelvinfixx: Yesterday, 05:23 PM
hihihehe
post Yesterday, 05:22 PM

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QUOTE(kelvinfixx @ Nov 28 2025, 05:17 PM)
your loan is semi flexi right?
*
yes.
kelvinfixx
post Yesterday, 05:24 PM

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QUOTE(hihihehe @ Nov 28 2025, 05:22 PM)
yes.
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Does it reduce the principle, or it just accumulate in the monthly payment?
hihihehe
post Yesterday, 05:31 PM

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QUOTE(kelvinfixx @ Nov 28 2025, 05:24 PM)
Does it reduce the principle, or it just accumulate in the monthly payment?
*
read 2nd page. i haven't see the impact yet looking at my loan balance hmm.gif
Human Nature
post Yesterday, 06:46 PM

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QUOTE(hihihehe @ Nov 28 2025, 01:41 PM)
i pay using app. just hit pay loan installment and enter the amount i want to pay.
*
What is the transaction code? I buta2 follow my agent said need to give 1 month advance notice and go counter doh.gif

This post has been edited by Human Nature: Yesterday, 06:51 PM
hihihehe
post Yesterday, 06:56 PM

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QUOTE(Human Nature @ Nov 28 2025, 06:46 PM)
What is the transaction code? I buta2 follow my agent said need to give 1 month advance notice and go counter doh.gif
*
668 for principal
Human Nature
post Yesterday, 07:14 PM

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QUOTE(hihihehe @ Nov 28 2025, 06:56 PM)
668 for principal
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Nice thumbsup.gif
Human Nature
post Today, 08:19 PM

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QUOTE(hihihehe @ Nov 28 2025, 06:56 PM)
668 for principal
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Hi, is your monthly installment auto deduct from saving account? If yes, when you make this manual payment, does it still deduct from the savings?
hihihehe
post Today, 08:36 PM

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QUOTE(Human Nature @ Nov 29 2025, 08:19 PM)
Hi, is your monthly installment auto deduct from saving account? If yes, when you make this manual payment, does it still deduct from the savings?
*
After make extra payment, my next schedule payment will be the next month
Reeson
post Today, 08:43 PM

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hello

tumpang thread ya

user posted image

anyone know what this means?

as i understand, it means if i want to make payment towards the principal, i can only pay at least 3 times my monthly payment (means RM3K, if my monthly is RM1K)

is that correct?
is this standard practice by banks?

This post has been edited by Reeson: Today, 08:44 PM

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