if got 100k can fire at indonesia? but how transfer it there?

Funny people come pour some cold water
and FIRE is  getting hotter
5 million  not enough
10 millions must be idiots ..

Better  we just run our own race
slowly so what
enjoy the journey first

dont be drawn into a rat race
keep peering where others´ finishing line is

it is mad world outside
you dont have the time to keep worrying 
be happy  what we have cukup
forget it when others said otherwise

Najib sudah retired ke belum?

no lar... the keep low profile part, which I also practice, can also simply mean not to attract attention...
At the end, really no point... too many noisy and envious people around... some of them just love to stir shit...

its abit like driving... while I have the right of way, its ok to be less aggressive... I am in no hurry while the other chap maybe is in trouble.

guy3288 got audited 5x with lhdn and each time lhdn walk away empty handed.

your friend Sdn Bhd or individual tax?

kena how heavy penalty?

usual story i heard is father didnt want to pass down to own children
unhappy with them or something...

hardly heard kids said no need i would rather earn my own..

me even if my kids told me that
i would still insist they better take...
dont waste my effort.......
give to outsider and not own children.. funny feelings would linger

Inflation has been high since the reopening and the Russia Ukraine conflict. No more $2.50 chicken rice anymore, and daily essentials have also all gone up or suffered from shrinkflation. Wages are thankfully still good and unemployment is low (for now).

Your stellar results make me think of the slap face🤦‍♀️ forumer who's so good at getting everything right, congrats

I used to do that when I was below 30 years old. But in a blink of an eye, suddenly I am older...

ie do count it in your retirement planning, as it is better and in some sense, as safe as a 20 year MGS. It is yours (yeah yeah, ignore the idiots who said don't know if EPF is still there when you reach 55. My dad also remember he was told that back in 1970s)

Retired not equal to boredom bro, unless your life is just work and no hobbies / entertainments at all.

I  every time people said retired = die faster / nothing to do / bored.

Not sure whether this is the right thread for my question below.

For someone in the early 50s, is the asset allocation of 68% EPF & ASNB fixed price funds, 16% local equities and 16% foreign equities considered too conservative assuming the risk profile is moderate/moderately aggressive?

If it's too conservative, is it wise to sell off fixed price funds as we might not be able to buy it back later?

long time ago... epf not popular... why? because fd rates 8-11%... i rmb as kid going to bolton finance to nego... lady there give me 0.5% extra i so happy ... hahaha

des why long ago one reason ppl look down on epf... take money all out...

now is reverse... hahaha

Minimum aum to qualify for priority/premier banking in this country is among the lowest if not the lowest in Asia.

Safest: gold, hard assets.

Depends on age, how much you have, and the risk premium you wanna pay.

A guy with 10m net worth will have no issue keeping 20% each in epf, sg bonds, sg banks, properties and sp500
Another with 2m might want 80% in sp500 less in EPF otherwise how to survive inflation ?

I want to do more than TCM. Be like the avatar, master all those herbs from India, China and Europe.

Also I can't read and write Chinese so yeah, can't really be learning TCM 😂