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 Weird story about credit card application

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DatoChin
post Aug 4 2021, 09:03 PM

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Kesian the ringgitplus custome service need to entertain customer like TS
KamisF
post Aug 4 2021, 09:05 PM

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after you get free gift, cancel after 1 week, repeat after 6 months
PaperClip224
post Aug 4 2021, 09:07 PM

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you kena upsell also dunno
really waterfish with sales agent
Kesh1018
post Aug 4 2021, 09:10 PM

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I applied for it a year back, they called me and told me that they ran out of the gift I was suppose to get. Fired them, then they told me they have it.
PoisonSoul
post Aug 4 2021, 09:13 PM

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TS English cekik darah.
Mr. Najib Razak
post Aug 4 2021, 09:15 PM

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which bank la ts
koja6049
post Aug 4 2021, 09:16 PM

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QUOTE(fiqir @ Aug 4 2021, 08:57 PM)
I try apply cc. Its said min salary 2k monthly. But when i try apply all rejected. Waste time only.
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because u no credit score. when i first started work with salary of 10k/mo, also kena reject cc. later got a housing loan, then suddenly being bombarded by cold calls asking to sign up cc sweat.gif
red streak
post Aug 4 2021, 09:17 PM

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Wait, how do you have 793? How many loans do you have?
biruNippon
post Aug 4 2021, 09:18 PM

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What are the free gift? Recently saw the ads they are giving away iPad
fiqir
post Aug 4 2021, 09:22 PM

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QUOTE(koja6049 @ Aug 4 2021, 09:16 PM)
because u no credit score. when i first started work with salary of 10k/mo, also kena reject cc. later got a housing loan, then suddenly being bombarded by cold calls asking to sign up cc  sweat.gif
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Owh.. no wonder la. I only got asb loan. I zero commitment..
TSsaigetsu
post Aug 4 2021, 09:26 PM

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QUOTE(NGV22 @ Aug 4 2021, 08:54 PM)
Apa lanjiao english
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Sorry i use voice to text coz long entry haha...
TSsaigetsu
post Aug 4 2021, 09:26 PM

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QUOTE(red streak @ Aug 4 2021, 09:17 PM)
Wait, how do you have 793? How many loans do you have?
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2 housing loans
TSsaigetsu
post Aug 4 2021, 09:28 PM

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QUOTE(PoisonSoul @ Aug 4 2021, 09:13 PM)
TS English cekik darah.
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Sorry use voice to text coz long entry lazy type.
QUOTE(Mr. Najib Razak @ Aug 4 2021, 09:15 PM)
which bank la ts
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Citibank and standard chartered
TSsaigetsu
post Aug 4 2021, 09:28 PM

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QUOTE(Princess_Alicia @ Aug 4 2021, 08:58 PM)
Can you convey your message in proper English?
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QUOTE(yugimudo @ Aug 4 2021, 08:59 PM)
Cancerous english.
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Sorry voice to text. Lazy type. Coz long entry
tokwae
post Aug 4 2021, 09:36 PM

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Be careful when applying credit cards using agents. Just apply from your bank, in the branch. Control is much stricter for bank own staff. There were cases where agents submit cc applications using customer details but using their address & contact no. You know what happened after that.
JimbeamofNRT
post Aug 4 2021, 09:56 PM

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QUOTE(saigetsu @ Aug 4 2021, 08:39 PM)
So I apply credit card through ringgit plus

It's his HSBC card. And then hsbc rejected my application.

And then ringgit + call me. I told them that he hsbc rejected me and ass what is my credit score. My credit score is 793. I'm not sure whether 793 is good or not. Yhen this ringgit plus guy offer me  2 credit cards

With confirm lepas one. Not only that, he also promised 2 free gifts from each bank. Got default prize and lucky draw summore.

I was puzzled. I told him i only need one. He told me u dontwat a free gift. I said only if no annual fees. He said no annual fees.
Fyi , i was previously credit card citibank and stansard chartered customer. And now ringgit plus managed to secure me 2 credit card from these banks.
What is the terma dan syarat actually. Previously was customer oso can get prize? That guy oso said, after 1 year its up to u wanna cancel or not. Of course laa... I dont need 2.

Do u know why they did this?
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commissions lah of course

be prepared to get spam after this!!!
Pichu00
post Aug 4 2021, 09:59 PM

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QUOTE(JimbeamofNRT @ Aug 4 2021, 09:56 PM)
commissions lah of course

be prepared to get spam after this!!!
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Biasa la now even bank manager sell thier own staff customer list to outside agency
JimbeamofNRT
post Aug 4 2021, 10:02 PM

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QUOTE(Pichu00 @ Aug 4 2021, 09:59 PM)
Biasa la now even bank manager sell thier own staff customer list to outside agency
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$$$$$
PJng
post Aug 4 2021, 10:07 PM

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Ass what card
h4r8_kIlLeR
post Aug 4 2021, 10:17 PM

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QUOTE(capsulr @ Aug 4 2021, 09:49 PM)
ts asking if he is x bank card holder can he get free gifts AGAIN from the same bank, panjang cite buat pe?
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Nama pun " funny story"... Funny as in odd

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