So I apply credit card through ringgit plus

It's his HSBC card. And then hsbc rejected my application.

And then ringgit + call me. I told them that he hsbc rejected me and ass what is my credit score. My credit score is 793. I'm not sure whether 793 is good or not. Yhen this ringgit plus guy offer me 2 credit cards

With confirm lepas one. Not only that, he also promised 2 free gifts from each bank. Got default prize and lucky draw summore.

I was puzzled. I told him i only need one. He told me u dontwat a free gift. I said only if no annual fees. He said no annual fees.


Fyi , i was previously credit card citibank and stansard chartered customer. And now ringgit plus managed to secure me 2 credit card from these banks.


What is the terma dan syarat actually. Previously was customer oso can get prize? That guy oso said, after 1 year its up to u wanna cancel or not. Of course laa... I dont need 2.

Do u know why they did this?

Commission, obviously.

you try immediate cancellation

agent might call back to f 9 you

they're desperate for sales now

Basically same like those credit card agents at mall.

Don't pay

Then no cc

Problem solved

Nao new problems

Topkek

Just use cash better.

TS dono nowadays empty promise budaya kita?

ts asking if he is x bank card holder can he get free gifts AGAIN from the same bank, panjang cite buat pe?

obviously they have commission & kpi to meet

Apa lanjiao english

Any Bank cc with good gift now?

This post has been edited by JustAskingOnly: Aug 4 2021, 09:02 PM

don't forget end of year cancel card, or else rm25 tax

I try apply cc. Its said min salary 2k monthly. But when i try apply all rejected. Waste time only.

Can you convey your message in proper English?

Fyi, you can cancel anytime. Not necessary after 1 year.

Cancerous english.

Its good to have credit cards if you have self control.
Can improge your credit score.

So wad bank is the 2 cards?