So I apply credit card through ringgit plus

It's his HSBC card. And then hsbc rejected my application.

And then ringgit + call me. I told them that he hsbc rejected me and ass what is my credit score. My credit score is 793. I'm not sure whether 793 is good or not. Yhen this ringgit plus guy offer me 2 credit cards

With confirm lepas one. Not only that, he also promised 2 free gifts from each bank. Got default prize and lucky draw summore.

I was puzzled. I told him i only need one. He told me u dontwat a free gift. I said only if no annual fees. He said no annual fees.


Fyi , i was previously credit card citibank and stansard chartered customer. And now ringgit plus managed to secure me 2 credit card from these banks.


What is the terma dan syarat actually. Previously was customer oso can get prize? That guy oso said, after 1 year its up to u wanna cancel or not. Of course laa... I dont need 2.

Do u know why they did this?

Sorry i use voice to text coz long entry haha...

2 housing loans

Sorry use voice to text coz long entry lazy type.
Citibank and standard chartered

Sorry voice to text. Lazy type. Coz long entry

By using it, they still thanks to u merchant have to pay them lam