PTPTN Loan Exemption/Waiver Discussion Thread v1, Work hard to First Class, Zero Debt!
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 Jan 27 2022, 12:46 AM
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#1
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Probation
2 posts Joined: Jan 2022 
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Hi, how come household income also included the borrower's income? I have slightly exceeded the T20 threshold, do you think I should give it a try applying? Or can I just put myself as not working since my income is like peanuts. Will the PTPTN authorities be very strict in the checking process?
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Jan 27 2022, 09:09 AM
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#2
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Probation
2 posts Joined: Jan 2022
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QUOTE(iSean @ Jan 27 2022, 07:01 AM) well I can say is,you can apply through the portal, fill in all the details accurately, prepare what documents needed and if they one eye buka one eye tutup, they passed your application should be ok. Because the document and background check is 60 days long. Thanks for the information. Yup, my dad is about to retire but up till now he still has a monthly income and my mom is a housewife with 0 income. Since my dad is still working now, do I need to mention to them that he is retiring soon?else if they reject they will show you what reason and contact you by email where you can followup with them. if your you and your parents have KWSP account they will also look at your family background. the process is like 60 days. unless you already have a spouse. then no need fill in your parents details. or your parents is retiring soon? The B40 M40 T20 background check definition will change yearly i believe.  |
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