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Investment Versa
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virtualgay
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 Oct 24 2023, 03:46 PM
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QUOTE(cybpsych @ Oct 24 2023, 03:32 PM) https://versa.com.my/versa-private-retireme...rms-conditions/// To be eligible for this Campaign Reward, Users are required to deposit a minimum total of RM3,000.00 Fresh Funds into his/her Versa’s PRS funds during the Campaign Period. In other words, Users are permitted to make multiple deposits into Versa’s PRS funds during the Campaign Period; however, Users must maintain a minimum total of RM3,000.00 in any of Versa’s PRS funds after any additional fees including Private Pension Administration Annual Fees in order to be eligible for this Campaign Reward. // hmmm... may need to deposit more than 3k  then i think just put additional RM50 sure enough to cover will deposit RM2050 when i can deposit again - need to wait 5 more days due to account opening process This post has been edited by virtualgay: Oct 24 2023, 03:49 PM |
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virtualgay
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Oct 24 2023, 03:55 PM
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QUOTE(ronnie @ Oct 24 2023, 03:52 PM) aiyo yo... need to topup another RM100 hahahaha RM50 good enough la btw which fund you choose? |
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virtualgay
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Oct 24 2023, 04:00 PM
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QUOTE(ronnie @ Oct 24 2023, 03:59 PM) minimum topup = RM100 in the app. I like risky investments maybe when account is open the minimum is no longer applicable or reduce to RM10? |
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virtualgay
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Oct 24 2023, 04:02 PM
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this year i target the following investment for tax relief
1. PRS = 3k tax relief
2. SSPN = 8k tax relief
3. EPF = 4k tax relief
4. EPF Self Contribution = 3k tax relief
never target PRS last year because of the troublesome process, this year damn happy with Versa!!
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virtualgay
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Oct 24 2023, 04:05 PM
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QUOTE(ronnie @ Oct 24 2023, 03:59 PM) minimum topup = RM100 in the app. I like risky investments = AHAM GROWTH PRS uncle old jor 5 more years to go so better not risk it even is just only 3k when i am 55, i am not sure i still going to spend time in this forum or not mmh.... |
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virtualgay
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Oct 24 2023, 04:23 PM
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QUOTE(gooroojee @ Oct 24 2023, 04:08 PM) PRS funds can't touch until retirement right? That's a long time... me 5 years!! you should be happy you are still young finally my account verified just masuk another RM2050 into PRS  This post has been edited by virtualgay: Oct 24 2023, 04:24 PM |
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virtualgay
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Oct 24 2023, 05:27 PM
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QUOTE(storky20 @ Oct 24 2023, 05:23 PM) Fair enough  Have been contributing and claiming RM3k based on the PRS receipt for like... 4-5 years. So far no issues. Maybe I'm still making peanuts in the eyes of LHDN haha. i envy you... too bad there is no such thing as VERSA else i gonna max my tax relief SSPN, EPF, EPF Self Contribution and PRS.. anything else i miss out? |
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virtualgay
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Oct 24 2023, 10:41 PM
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QUOTE(dreamfasten @ Oct 24 2023, 09:54 PM) The EPF self contribution 3k tax relief is it smth new? I dont recall we have this from the past |
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virtualgay
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Oct 25 2023, 11:17 AM
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QUOTE(!@#$%^ @ Oct 25 2023, 06:12 AM) already a few years some fund house go paperless if apply via fsm https://www.fsmone.com.my/funds/research/ar...-details/279666i feel stupid... this year at least get some tax relief lo via Versa! |
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virtualgay
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Oct 26 2023, 01:12 PM
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PRS Account verification done - deposit RM1000, see RM1000 my RM2050 is still coming in i am noob to PRS, it say we can withdraw 2 times 1 year from account 2 is it like SSPN or after 1 year it do not care about year end balance?  |
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virtualgay
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Oct 26 2023, 05:27 PM
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QUOTE(ronnie @ Oct 26 2023, 04:25 PM) which date was your RM1000 units were calculated ? Today I saw it but in transaction history it show as 24  |
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virtualgay
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Oct 26 2023, 05:43 PM
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QUOTE(ronnie @ Oct 26 2023, 05:39 PM) How many units did you get from your RM1k investment ? See  |
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virtualgay
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Oct 26 2023, 06:40 PM
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QUOTE(!@#$%^ @ Oct 26 2023, 06:19 PM) can sell directly from app? No idea not planning to sell cause it cost rm25 |
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virtualgay
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Oct 26 2023, 09:50 PM
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QUOTE(ronnie @ Oct 26 2023, 09:00 PM) Do you mean we can put RM3k and take out later and still gets tax relief RM3k ??? That would be stupid i think GOV / PPA / PRS / LHDN not that stupid lo  |
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virtualgay
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Oct 27 2023, 09:00 AM
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QUOTE(ronnie @ Oct 27 2023, 08:07 AM) My 2nd topup in Versa PRS was completed, but no extra units creditted. Anybody else had similar issue ? Same same Mine is completed but nothing was given And the total amount is diff Transaction history is correct but Total is wrong Current value is 1k transaction history is 1k + 2050 Buggy   This post has been edited by virtualgay: Oct 27 2023, 09:03 AM |
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virtualgay
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Oct 27 2023, 11:04 AM
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Finally updated show the correct amount and I earn some money few cents  |
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virtualgay
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Oct 27 2023, 01:48 PM
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QUOTE(ronnie @ Oct 27 2023, 01:05 PM) Seem to be fixed now…. Thanks for explaining Just earned RM4.xx too wah... u 3k earn RM4 and i only earn few cents!! OMG! |
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virtualgay
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Oct 27 2023, 03:48 PM
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QUOTE(ronnie @ Oct 27 2023, 03:39 PM) let’s compare after 5 years u remind me okay if i am still alive |
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virtualgay
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Oct 27 2023, 05:06 PM
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QUOTE(yushin @ Oct 27 2023, 04:10 PM) I also just drop rm3k into PRS moderate. For the sake of tax purpose. which fund? |
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