die lor, I just withdrew ALL from Versa Cash yesterday,
and a big amt from it too last month on 18 Aug 

planning to withdraw all from Versa Cash-i today , Ok , gonna leave rm100 inside. Thanks for the heads-up, btw, is KDI SAVE also the same?

UPDATE : when I tried to leave rm100, it required me to do a FULL WITHDRAWAL. So I left rm200 inside and then it went through

ASM can leave RM10 min right? Why RM100 though?

Take aside promo rate, if shariah-compliant is not my concern, is it Regular Versa cash, versa moderate and Versa growth normally will have higher returns compare those -i ?

Is Versa easy to use? What's the current returns like?

any info about the fund?

https://aham.com.my/invest-with-us/list-of-funds?type=PRS

Pretty low...indeed

Just got the update.... finally.
RETIREMENT button appears.

I wonder which would be the "best money making" PRS in AHAM ?

Just go for the lowest risk PRS to get the bonus and tax relief

Prs will never be able to match EPF return. That's why if there is no tax relief, PRS will die.

tax

i envy you...
too bad there is no such thing as VERSA else i gonna max my tax relief
SSPN, EPF, EPF Self Contribution and PRS.. anything else i miss out?

This is supposed to be a conservative fund and yet it goes up and down like yoyo

after reading some of the previous post, it is still worth to open versa account and inverst? my actual purpose is to open PRS account and see there is promotion on RM10k to get up to 6% for 3 month. But seem there are uncertainly in it?
may be i should just open though FSM one ?

i put into prs not for the 150 but more for the tax rebate and i am near retirement

My purpose is for income tax relief. if inverst PRS though FSM, can we choice the unit that offer us exposure? as i understand we can only choice conservative, aggresive or moderate right?

Quite crazy their promotion
Imagine 10k in December how much you will get
Just assume Dec base rate is 3.4%

So again it will be
3.4% + 0.90% = 4.3%
3.4% + 8.6% = 12%

Total would be 3.4% + 0.9% + 8.6% = 12.9%

10000 x 12.9% / 365 x 31 days = RM109.56

Hope my calculations is correct

u ask me if i am 30 now i wont even put a single cent into PRS even if taxable income is 100k
base on 100k taxable income if you invest RM3k you can back tax saving of RM570 - (you are at 19%) tax bracket
but if you are now 30 your 3000 inside PRS at most will only grow like 3.5% to 4.5% average per year for the period of 25 years
it is as good as gone case maybe you die also you cannot withdraw because is like EFP
so those young ones if u really believe in PRS then invest RM3k give it a try
those old one, just do it if you are at 50 years old like me, few more months i am 51 then i have 4 more years left then i can take out my PRS

you mean PRS was doing pretty good? I won't agree so thou cuz I did give at least 10 years time for it to prove itself. 10 years time got high and low, if i could invest in apple stock during that 10 years time, thing would have been different (if im young and ok for higher risk). 

I guess it’s depends also on what PRS fund you holding. Mine is top 3 countries invested is USA TAIWAN and SOUTH KOREA. Not china. Hong Kong has more composition also. But kinda sad if compared to US stock holding for that 10 year period. My PRS currently at around 66% profit after 10 years… if now wanna withdraw, cant right?

i wonder which minister introduce PRS to begin with

Received my RM50 referral fees... thanks ya.

More like OCBC 4.18% FD (effective rate 4.09%) better, got PIDM protection some more as well~