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Maybank Credit Limit so hard to increase?, Try few times but still no luck
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TSshyan90's
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 Apr 1 2021, 03:46 PM
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QUOTE(Bora Prisoner @ Apr 1 2021, 02:39 PM) I think if you cancel your citibank card, your MBB credit limit will increase. You have a certain 'quota' for your credit limit, because you have cards from 2 banks the quote is shared. This is what I'm told before, dunno true or not. Previosuly I apply Islamic Maybank Card...they give me 5k, after few years I cancel and apply conventional and they give me 7k.. |
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ClessRV
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Apr 1 2021, 03:57 PM
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QUOTE(reed90 @ Mar 31 2021, 08:02 PM) Depend on your salary and whether u being good paymaster? Ayam ady increase limit 2-3 times, n maybank did all the work for me this, same with me |
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SUSBora Prisoner
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Apr 1 2021, 04:23 PM
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QUOTE(shyan90's @ Apr 1 2021, 03:46 PM) Previosuly I apply Islamic Maybank Card...they give me 5k, after few years I cancel and apply conventional and they give me 7k.. dont understand your point with this statement |
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silkysilk
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Apr 1 2021, 04:36 PM
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Getting Started
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QUOTE(shyan90's @ Mar 31 2021, 05:32 PM) Around 4 upper I do have Citi which credit limit is more than 4 times compare my Maybank limit. But Maybank is more convenient and mostly Shoppee/Lazada accepts 0% installment. 2x ur salary |
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Solar Calendar
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Apr 1 2021, 04:41 PM
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QUOTE(shyan90's @ Mar 31 2021, 05:05 PM) As Topic.. try to applied another 3k on top of my pity 7k limit...Maybank decline me more than 3 times... Not understand...I have mortgage, FD and etc in there and did not delay on the payment.. Why they still no approve..? :confused: :confused: Because your english is bad. If you can speak sophisticated English, or so Malaysians think, easily can increase limit. |
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Captain89
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Apr 1 2021, 04:45 PM
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QUOTE(Solar Calendar @ Apr 1 2021, 04:41 PM) Because your english is bad. If you can speak sophisticated English, or so Malaysians think, easily can increase limit. Hahaha you must joking right? |
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jerm57
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Apr 1 2021, 05:12 PM
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QUOTE(reed90 @ Mar 31 2021, 08:02 PM) Depend on your salary and whether u being good paymaster? Ayam ady increase limit 2-3 times, n maybank did all the work for me This. If your card is constantly maxed out and you only pay minimum, MBB is not gonna increase your limit. |
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augusta23
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Apr 1 2021, 05:16 PM
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QUOTE(yeeck @ Apr 1 2021, 10:33 AM) Pubilc bank gives you CC when you have housing loan with them. You mean it is difficult for anyone to apply CC from PBB unless they have mortgage from the bank? |
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TSshyan90's
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Apr 1 2021, 06:54 PM
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QUOTE(Solar Calendar @ Apr 1 2021, 04:41 PM) Because your english is bad. If you can speak sophisticated English, or so Malaysians think, easily can increase limit.  QUOTE(Bora Prisoner @ Apr 1 2021, 04:23 PM) dont understand your point with this statement Ah..forget about it. Now Maybank ask me to apply over the counter / email... QUOTE(jerm57 @ Apr 1 2021, 05:12 PM) This. If your card is constantly maxed out and you only pay minimum, MBB is not gonna increase your limit. Never missed a payment at all. This post has been edited by shyan90's: Apr 1 2021, 06:59 PM |
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ratloverice
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Apr 1 2021, 11:24 PM
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QUOTE(yeeck @ Apr 1 2021, 10:33 AM) Pubilc bank gives you CC when you have housing loan with them. This. They approved my mortgage loan and sent me 7 cc topkek. |
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braveboy
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Apr 1 2021, 11:27 PM
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New Member
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QUOTE(shyan90's @ Mar 31 2021, 05:05 PM) As Topic.. try to applied another 3k on top of my pity 7k limit...Maybank decline me more than 3 times... Not understand...I have mortgage, FD and etc in there and did not delay on the payment.. Why they still no approve..?  what is ur current limit? how much u want to increased to? |
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jinaun
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Apr 2 2021, 12:32 AM
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where are my stars???
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 Yolo, can go cheong, but come to think of it , I didn’t do anything much they just increase every few years. This post has been edited by jinaun: Apr 2 2021, 12:46 AM |
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TSshyan90's
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Apr 2 2021, 12:46 AM
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QUOTE(jinaun @ Apr 2 2021, 12:32 AM) Yolo, can go cheong Haha..after cheong life still goes on XD QUOTE(braveboy @ Apr 1 2021, 11:27 PM) what is ur current limit? how much u want to increased to? 7 to 10 This post has been edited by shyan90's: Apr 2 2021, 12:47 AM |
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yeeck
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Apr 2 2021, 11:17 AM
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QUOTE(augusta23 @ Apr 1 2021, 05:16 PM) You mean it is difficult for anyone to apply CC from PBB unless they have mortgage from the bank? Not really I think. As long as you have good credit score. Mine was directly applied with them before I even got any PB mortgage. I declined/cancelled the cc they offered with the mortgage. This post has been edited by yeeck: Apr 2 2021, 11:18 AM |
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VireCwx
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Apr 2 2021, 11:19 AM
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Getting Started
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You may wanna try Standard Chartered CC. Their limit kinda mad at times
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kembayang
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Apr 2 2021, 11:22 AM
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While you are asking for credit limit increase, ii requested for lowering down my CL from 80K to 5K.
Reason: Online fraud.
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andrekua2
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Apr 2 2021, 11:25 AM
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QUOTE(MrBaba @ Mar 31 2021, 11:52 PM) Hardest is public Bank alot of my banker friend salary 5 figure cannot even get a public Bank cc lol. Too rich lar... LOL I knew some people with too much money in their account get rejected few times for CC.  |
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andrekua2
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Apr 2 2021, 11:29 AM
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QUOTE(jinaun @ Apr 2 2021, 12:32 AM) Yolo, can go cheong, but come to think of it , I didn’t do anything much they just increase every few years. SC a bit weird one. If you had multiple cards, they will give you multiple credit limit and combine them. However when you cancelled one of them, credit limit still remained. SC is also one of the most daring banks when it comes to CC credit limit. Used their card few years ago and they even upgrade my CL automatically to 60K for no reason, even after I cancelled one of the other card which caused the inflated CL in the first place. I think they are trying very desperately to corrupt you and make you fell into debt. |
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MrBaba
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Apr 2 2021, 12:36 PM
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QUOTE(andrekua2 @ Apr 2 2021, 11:25 AM) Too rich lar... LOL I knew some people with too much money in their account get rejected few times for CC. When it comes to new customer public Bank very weird one , if u are old customer lain cerita. |
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andrekua2
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Apr 2 2021, 01:01 PM
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QUOTE(MrBaba @ Apr 2 2021, 12:36 PM) When it comes to new customer public Bank very weird one , if u are old customer lain cerita. PBB very lansi one lah... parents using my name to buy a car for mom. Salary not high enough to loan repayment. I told them my FD got more than the loan, what you scare. They straight told me, then you withdraw FD to buy. LOL... if not because my mom loves PBB to death, I would have loan with HLB. |
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