Maybe your other card citi CC limit too high affect their calculation of YOLO flight risk. I applied to up my limit from the starter 5k to 8k in Nov 2019 approved in one attempt. Have held this card since 2012.

I hold a citi with 9k limit hardly used at all and stanchart 5k limit regularly used in addition to the MBB.

Some bank lansi or more stringent. Work in not so famous company see you no up.
Back then applied for citi clear 2012 rejected.
Work in big company 2014 easily approved for 3x salary as CL then

This post has been edited by ceo684: Apr 1 2021, 02:01 AM

Kenot even get cc? I smell bs.....

I summited tax receipt n monthly bank statement.

Straight increased limit... Just 3 mths ago.

U guys must be yolo. No saving end of the mth.

Attach with LHDN BE form, trust me... Maybank will hnnghhhhhhh when they saw your annual income... hahaha

Your 7k limit same as mine before. I went to maybank CC OU 2 weeks ago to increase my CL initially expected increase till 10k but 3 days after that approved x2 from original limit. I have other CC also but maybank mainly parked for emergency or instalment purposes in future.

you applied online or through counter? seems online system quite hard to get approved.

This post has been edited by zAlyN: Apr 1 2021, 08:44 AM

never bother changing mine since 15 years ago ...max 14k.

they silently up mine to 20k+....told MBB...retain my original...

no idea why current generation MBB wanna cap.

last time 20k - 30k is norm. now they limit younger people cc limit topkek, well done.

had any installment before?
normally u applied for one
then they slowly increase for u

Update..
I called the service center and asked why my application fail...
Upon checking they ask it could be system issue and I have to applied thru Email or over counter.....FML...Now try again and see how..

Pubilc bank gives you CC when you have housing loan with them.

Ya. and my friend received that CC buang already...lolz

MBB cc card limit give so high. I go to request downgrade the limit some more.

how much is your fd?

last time i put 100k fd in mbb for 1 year.. straight increase my cl to 80k

FYI , having multiple lines of credit also affects how likely they are gonna increase the CL and the magnitude of the increase , they do not just look at your income and go : " yeah lets x3 your income as your CL" .

I have a housing loan , car h/p , 5 cc credit lines , and maybank absolutely refused to increase my CL beyond my current 10k .

Current path of action for me is to pay down my loans and get bigger salary increments before trying again .

Mine. Use debit card or cash is better. Been using UOB for 12 years. Last time always owed this cc. Now no owe. All use cash. Bank called amd ask why no use the cc. I said for emergency only.

So many other banks

Increased from how much?

Did you put the fd to get higher CL, or you happened to see the CL increased automatically after the FD?

Can buy 1/2 Axia only :/

Asking another 3k CL. FD already got long time... I think 5 years +

This post has been edited by shyan90's: Apr 1 2021, 02:33 PM

put in the fd to get higher cl only, once done then i withdraw the fd.

I think if you cancel your citibank card, your MBB credit limit will increase.

You have a certain 'quota' for your credit limit, because you have cards from 2 banks the quote is shared. This is what I'm told before, dunno true or not.