As Topic.. try to applied another 3k on top of my pity 7k limit...Maybank decline me more than 3 times...
Not understand...I have mortgage, FD and etc in there and did not delay on the payment.. Why they still no approve..?

How much your salary?

Why u need to increase credit limit? They follow certain formula which includes ur income and debt to determine ur credit limit. Even u try 100 times also no use. Better apply credit card from another bank

Get more salary then apply.
They always call me to upgrade buy I always say no thanks lol

my colleague got upgraded, but they will need supporting documents, like ur payslip

Around 4 upper

I do have Citi which credit limit is more than 4 times compare my Maybank limit. But Maybank is more convenient and mostly Shoppee/Lazada accepts 0% installment.

This post has been edited by shyan90's: Mar 31 2021, 05:34 PM

Yes, for Maybank to increase credit limit they will still request for your updated income statements (payslip/epf statement/borang BE).

i apply maybank CC few time, dnt giv,
until tehy call me want or not..
i say yes,
think since my salary low, got 3k limit can happy liao...
who know card come, they giv limit too high...

Already give Payslip, EA and EPF.. but things din go well.

Believe my current pay is more than enough for the credit limit I ask for.

This post has been edited by shyan90's: Mar 31 2021, 05:36 PM

In summary, they don think u r good for the money.

Also depends on ur spending pattern. Why suddenly need 3k extra?

I've been thinking to increase my limit too, but keep being lazy to submit form... until now still same limit kekk.

Thinking buy something thru 0% installment
Only Maybank act like this.. so far citibank ok jer
If they dont think I am good for the money, why approve me house mortgage...? Funny

This post has been edited by shyan90's: Mar 31 2021, 07:50 PM

my cimb card bank keep call me up limit, i keep declined,
now more that 2 years never call me back

Depend on your salary and whether u being good paymaster?

Ayam ady increase limit 2-3 times, n maybank did all the work for me

Yeas.. all my ccris is 0.. really have no idea.. even you not approve also let me know why la at least.. just say decline.. wtf..

Same problem with me..my income n card limit same as you..I wanna increase limit also can't but that was 2 years back..funny thing is cimb wanna increase my limit to 40k..but I didn't take cause scared if the card got stolen sure die haha..but yeah buy 1 pc 6k straight kenot use the card..every year buy 1 gadget..damn convenient

Lasttime my mbb cc got 30k limit.. increased from 20k...


Now only 5k...


And mbb not easy to increase loc

This post has been edited by gahpadu: Mar 31 2021, 11:37 PM

help your friend buy more things.

so far no problem..not permanently increase but temporary increase.

My limit 35k.every year b4 overseas trip i will call CS to temporary increase my limit to 50k just in case something gone wrong. All done thru phone.

Hardest is public Bank alot of my banker friend salary 5 figure cannot even get a public Bank cc lol.