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 Public Mutual, PM/PB series fund

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SUSDavid83
post Oct 6 2007, 08:45 AM

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That's why I'm so hesitate to perform a topup now. NAV for most of my funds are relatively high except PFEPRF which is now in loss region (-0.91% of SRR).
SUSDavid83
post Oct 8 2007, 08:10 PM

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[attachmentid=307844]
[attachmentid=307845]
SUSDavid83
post Oct 8 2007, 10:10 PM

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He posted his Excel formula somewhere in this section.
SUSDavid83
post Oct 8 2007, 10:32 PM

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Found it out:

QUOTE
Here is my Excel code:

="Investments (Valued On "&TEXT(C4,"dd/mm/yyyy")&"):- FD ("&TEXT(F10,"#0.00%")&"), PSMALLCAP ("&TEXT(F4,"#0.00%")&"), PIOF ("&TEXT(F5,"#0.00%")&"), PRSF ("&TEXT(F6,"#0.00%")&"), PGF ("&TEXT(F7,"#0.00%")&"), PIEBF ("&TEXT(F8,"#0.00%")&"), PISBF ("&TEXT(F9,"#0.00%")&") = 100% (Net Profit = "&TEXT(I12,"#0.00%")&")"

Courtesy of dzi921

SUSDavid83
post Oct 9 2007, 08:27 PM

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So nobody could confirm if PITTIKIAL returns to action?
SUSDavid83
post Oct 9 2007, 08:32 PM

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QUOTE(dzi921 @ Oct 9 2007, 08:31 PM)
You so missed this fund meh... (if i recall correctly this is ur fav fund right  tongue.gif)

PS, today's partial result is out and surprisingly all green  thumbup.gif
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That is a very good fund. Good performing and good return fund ... of course, I missed it.

I'll kick my agent's ass about the reopen of PITTIKIAL.

This post has been edited by David83: Oct 9 2007, 08:32 PM
SUSDavid83
post Oct 9 2007, 08:35 PM

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QUOTE(Jordy @ Oct 9 2007, 08:32 PM)
Huhu, tomorrow my PBADF will have make 10% return already..
Now to decide whether to sell it, or let it rise more..
I already set my target for my agent, I think of cancelling it since I have no use for my money from PBEPEF that I sold yet..
I don't want too much idle money..
Any opinions guys..? smile.gif
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Perhaps you would want to consider for repaying your debt with your idle money ...
SUSDavid83
post Oct 9 2007, 08:37 PM

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QUOTE(Jordy @ Oct 9 2007, 08:35 PM)
Not a surprise because today local equities rose quite a bit in the closing..
Tomorrow my PCSF should pass the 0.2800 mark (praying hard tongue.gif)..
Tomorrow is the day my PBADF will break 10% net profit too..
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Your net profit is calculated after minusing the initial 6.5% service charge I assumed?
SUSDavid83
post Oct 9 2007, 08:40 PM

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QUOTE(Jordy @ Oct 9 2007, 08:38 PM)
Cannot la, then I have no more working money to generate the other part of debt..
I need as much money and as little time to maximise my return for the debt..
That's why I'm betting on PCSF for fast money, but looks like the NAV is just not coming down to my comfortable entry level.. laugh.gif
Maybe I'll be going into local funds during this weekend if there's a selldown for the upcoming long holidays..
We'll have to see tomorrow of Thursday for that sign..
*
Well, KLCI dropped a lot on Monday but rose back today. Not sure how'll be tomorrow's performance. It's barely predictable.
SUSDavid83
post Oct 9 2007, 08:45 PM

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QUOTE(Jordy @ Oct 9 2007, 08:43 PM)
I believe that's because holiday mood hasn't set in yet.. biggrin.gif
Come closer to Friday, there should be some consolidation..
I might consider pumping some idle money into equities again, to generate some returns from there to cover my past losses..
Generally the return is faster and larger..
Lets see how it goes tomorrow and Thursday..
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Generally the return is faster and larger.. <--- on what stand? Your personal instinct?
SUSDavid83
post Oct 9 2007, 08:51 PM

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QUOTE(Jordy @ Oct 9 2007, 08:49 PM)
Not my instinct..
It's just the savings on the service charge and the management fees that make it look faster.. biggrin.gif
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Meaning you want to perform a switching to save the service charge?
SUSDavid83
post Oct 9 2007, 09:04 PM

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I switched from PSBF to PFEPRF last Tuesday and asked my agent to pull the latest statement for me yesterday. Yet the transaction is not shown in the statement he sent. sweat.gif

This post has been edited by David83: Oct 9 2007, 09:04 PM
SUSDavid83
post Oct 9 2007, 09:41 PM

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QUOTE(mr_ashraf @ Oct 9 2007, 09:38 PM)
some people say buying UT at nav higher  like .9** is not profitable?? is it true??
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It depends if that particular has anymore room for growth or profitable.

PITTIKIAL is a good performing fund even though its NAV was relatively high last year before it's closed.
SUSDavid83
post Oct 9 2007, 10:15 PM

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QUOTE(dzi921 @ Oct 9 2007, 10:13 PM)
What fund is this?
How long have you been keeping it?
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It's not a fund. It's Employees' Share Purchase.

Bought April 2007.
SUSDavid83
post Oct 9 2007, 10:23 PM

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QUOTE(dzi921 @ Oct 9 2007, 10:22 PM)
Oh... ESOS ah? Which company?
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It's a US based MNC.

This post has been edited by David83: Oct 9 2007, 10:23 PM
SUSDavid83
post Oct 10 2007, 09:56 AM

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QUOTE(Jordy @ Oct 10 2007, 09:28 AM)
Did you check with telemutual on your balance units..?
This is serious if the amount is substantial.. wink.gif
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The amount is not substantial in general.

Well, I still don't have telemutual. Have ask Penang PM branch to mail me the application form. Still waiting to arrive at my doorstep.
SUSDavid83
post Oct 10 2007, 07:41 PM

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QUOTE(Jordy @ Oct 10 2007, 10:12 AM)
Well, you still need to check over the counter to clarify it..
If nothing is lost then nevermind..
I have communicated with my agent..
Might switch the fund from PFEPRF into PFEDF today, still have some presigned forms..
If I'm lucky the regional market will not rise a lot today..
If not, I'll be buying at a price around 0.32xx..
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I called PM CS today to check for the switching of my PSBF. Surprisingly, she told me that there's no switching record done in last week. I was WTH! Not sure if my agent did submit my switching request. Have to give me a call and complain or scold him already. sweat.gif

By the way, I got my TeleMutual application form today. Finally ... it's such a simple one-page form.
SUSDavid83
post Oct 11 2007, 03:08 PM

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That's why it's better for PM to come out with an online system which we could manage our funds ourself - swithching, repurchase, topup, unit balance checking and etc.
SUSDavid83
post Oct 11 2007, 10:57 PM

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Slacking behind is one thing. Overloaded with unit holders are more worrying since they couldn't give fair treatment and perhaps slipping somebody in the middle.
SUSDavid83
post Oct 12 2007, 10:25 AM

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QUOTE(leekk8 @ Oct 12 2007, 10:05 AM)
For those investors who always make top up or switching, it's good they can do it using ebanking/telemutual instead of depending on agent.
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What's the point of paying upfront service charge if everything needs to be DIY? sleep.gif

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